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Legal information
- 1The offer applies to new account customers who open a Bank Austria current account in combination with Online Banking by December 31, 2026. The account maintenance fee is waived for one year from the date the account is opened (the quarter in which the account is opened plus the following four quarters); thereafter that, the agreed standard account maintenance fee will be charged. Any additional costs can be found at bankaustria.at/en/legal-information-display.jsp.
- 2The student account is free of charge, provided there is a positive account balance. Student accounts are available for students up to the age of 30. Student accounts whose holders have reached the age of 30 are automatically converted to an online account.
- 340 euros welcome voucher for customers opening a Student Account for the first time by 30 November 2026. The voucher can be redeemed with a wide range of partners including H&M, Zalando, MediaMarkt and many more.
- 4To receive the first 20 euros bonus, at least 3 payments must be made with a physical or digital debit card within the first 30 days after activating the Bank Austria Bonus offer in CashBack Mobile. If at least 3 additional payments are made within the following 30 days, a further 20 euros will be credited to your account. A maximum total bonus of 40 euros can be credited upon meeting all requirements.
- 4Voucher promotion valid from 27 April 2026 to 30 November 2026 for the first-time opening of a MegaCard youth account.
- 5The offer is valid for all young people aged 10 to 18 who have a MegaCard youth-account. Both existing and new customers are eligible to participate. The promotion is valid while supplies last. A total of 10,000 access authorizations for the ubiMaster learning platform will be granted.
Access to the learning platform is valid from registration until April 30, 2028. Cash payment or transfer of the authorization is excluded. A maximum of one authorization can be obtained per MegaCard youth-account. Legal recourse is excluded.
September 2026
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Legal information
- 1The offer applies to new Bank Austria Mastercard credit card customers. If you apply for a Bank Austria Mastercard credit card Classic, Gold, Platinum or World by December 31, 2026, no card fee will be charged for the principal card in the first year of the contract; from the second year of the contract onwards, the annual fee agreed in the card contract will apply. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 2The respective card fee is charged annually in advance for 12 months, but will be refunded on a pro‑rata basis in the event of cancellation.
The issuance of credit cards is subject to a credit check. - 3The offer is valid for new customers of Bank Austria Mastercard credit cards. It applies to applications for a Bank Austria Mastercard Gold Student submitted by 30 December 2026. No annual card fee will be charged during the first five years of the contract; from the sixth contract year onwards, the annual fee agreed in the card agreement will apply. Any additional costs can be found bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 4The card fee is charged annually in advance for 12 months, but will be refunded on a pro‑rata basis in the event of cancellation.
The issuance of credit cards is subject to a credit check
Until the completion of the studies, but no longer than until the age of 30. - 5Issuance of the credit card is subject to a credit check.
July 2026
Tax Information
Bank Austria automatically withholds taxes as required by law. This includes capital gains tax (KESt) for individuals who have a residence or habitual place of abode in Austria, as well as for individuals without a residence or habitual place of abode in Austria who derive certain Austrian-source income.
Any additional taxes that may arise, whether in Austria or abroad, are not remitted by the Bank. These taxes must be taken into account and, where applicable, paid by you.