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Rechtliche Informationen
- 1The offer applies to new account customers who open a Bank Austria current account in combination with Online Banking by December 31, 2026. The account maintenance fee is waived for one year from the date the account is opened (the quarter in which the account is opened plus the following four quarters); thereafter that, the agreed standard account maintenance fee will be charged. Any additional costs can be found at bankaustria.at/en/legal-information-display.jsp.
- 2The student account is free of charge, provided there is a positive account balance. Student accounts are available for students up to the age of 30. Student accounts whose holders have reached the age of 30 are automatically converted to an online account.
- 3When opening a MegaCard-youth account for the first time. While supplies last and cannot be combined with other promotions or offers.
February 2026
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Mastercard World Elite
with very high insurance
Legal information
- 1The offer applies to new Bank Austria Mastercard credit card customers. If you apply for a Bank Austria Mastercard credit card by December 31, 2026, no card fee will be charged for the principal card in the first year of the contract; from the second year of the contract onwards, the annual fee agreed in the card contract will apply. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 2The respective card fee is charged annually in advance for 12 months, but will be refunded on a pro‑rata basis in the event of cancellation.
The issuance of credit cards is subject to a credit check. - 3The offer is valid for new customers of Bank Austria Mastercard credit cards. It applies to applications for a Bank Austria Mastercard Gold Student submitted by 30 June 2026. No annual card fee will be charged during the first five years of the contract; from the sixth contract year onwards, the annual fee agreed in the card agreement will apply. Any additional costs can be found bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 4The card fee is charged annually in advance for 12 months, but will be refunded on a pro‑rata basis in the event of cancellation.
The issuance of credit cards is subject to a credit check
Until the completion of the studies, but no longer than until the age of 30. - 5Issuance of the credit card is subject to a credit check.
February 2026