Online business account

Company type

We have the right account for every company.

Important notice:
Please keep the following documents at hand so that you can open an account for your Austrian company quickly and easily:

The contact details and EU passports of all persons who are commercially involved in the business (max. 4)
The partnership agreement for partnership or the statutes for associations (as a PDF with max. 5MB)

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Self-employed
and liberal professions

You are self-employed or work freelance in Austria and are not registered in the commercial register.

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Registered company
(in Austria)

Your company is a sole proprietorship registered in the Austrian commercial register, a GmbH, a KG, an OG or a GmbH & Co KG.

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Young entrepreneur registered company

Your company is currently being established and is in the process of being entered in the Austrian commercial register.

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Associations

You represent an Austrian association that is already registered in the register of associations. The insertion in the configurator is possible up to 10 association boards.

Arrange appointment

Other companies

If your company was founded outside of Austria or is in the process of being founded, or if your company form is not listed, we would be pleased to help you personally.

Turnover

In order to offer your company the appropriate products we need different data for an account opening.

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Less than 1 million euros annual turnover

Your company generated 999,999 euros or less in annual sales in the past reporting year.

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More than 1 million euros annual turnover

Your company generated more than 1 million euros in the past reporting year.

Account

Choose the business account that suits your needs.

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In package save up to 385 euros in the 1st year¹

GoGreen-business acccount

Here you can find more detailed information on the GoGreen business account and on the topic of sustainability.
For every euro in the account, we finance sustainable projects.

Account maintenance fee per month	8,17 €
Posting costs/electronic transaction	0,48 €
Credit interest	0 % p.a.

GoGreen-Business account

Choose to make your payment transactions green. Our GoGreen-business account with paperless account management. For every euro in the account, we finance sustainable projects.

8.17 € per month

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In package save up to 410 euros in the 1st year2}

MedAccount as GoGreen-business account

Here you can find more detailed information on the MedAccount and on the topic of sustainability.
For every euro in the account, we invest one euro in financing sustainable projects.

Account maintenance fee per month	8,17 €
Posting costs/electronic transaction	0,48 €
Credit interest	0 % p.a.

MedAccount as GoGreen-business account

The account allows you to optimise liquidity management and conveniently process payment transactions with paperless account management.

8.17 € per month

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In package save up to 410 euros in the 1st year²

Law firm account as GoGreen-business account

Here you can find more detailed information on the FirmAccount and on the topic of sustainability.
For every euro in the account, we invest one euro in financing sustainable projects.

Account maintenance fee per month	8,17 €
Posting costs/electronic transaction	0,48 €
Credit interest	0 % p.a.

FirmAccount as GoGreen-business account

The law firm account of Bank Austria enables you to conveniently process payment transactions for your fee notes, salaries, etc.

8.17 € per month

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Account4Business

Account4Business is a cost-effective and transparent business account. Expand your business with a powerful online shop including reliable internet payment system. Utilise the secure, modern banking portal for companies and liberal professions as an individualised working and information platform.

Account maintenance fee per month	7,08 €
Account maintenance fee	0,48 €
Credit interest	0 % p.a.

Account4Business

The Account4Business business account serves as a foundation for your entrepreneurial activities. You can add further accounts to suit your business activities at any time.

7.08 € per month

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Free account management in the 1st year.³

MedAccount as Account4Business

Account maintenance fee per month	7,08 €
Account maintenance fee	0,48 €
Credit interest	0 % p.a.

MedAccount as Account4Business

Use our cost-effective and transparent business account with eServices for your practice.

7.08 € per month

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Free account managment for the 1st year.³

Law firm account as Account4Business

Account maintenance fee per month	7,08 €
Account maintenance fee	0,48 €
Credit interest	0 % p.a.

FirmAccount as Account4Business

Our Account4Business provides you with a transparent, reliable and cost-effective business account for your practice. Among other things, you benefit from our eServices.

7.08 € per month

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Account maintenance 10.67 € p.m. for the first year⁴

We offer you a corporate current account that acts as a central hub for your professional financial and liquidity management and is tailored to your individual needs. In addition to a range of standard solutions, a variety of services tailored to your needs are available.

Account maintenance fee per month: 0.051% calculated from the larger turnover side, at least 32 € per accounting period
Booking fees/electronic transaction: 0,49 €
Credit interest: starting from 0.00 % p.a

Current account for companies

The current account for companies is the hub for your professional financial and liquidity management. The account maintenance fee is 0.053 % calculated from the larger turnover side, at least 10.67 € per month.

10.00 € per month

Legal information

¹The savings of up to 385 euros in the first year are as follows: GoGreen-Business account maintenance fee 0 euros instead of 98 euros + BusinessNet Basic 0 euros instead of 288 euros (or BusinessNet Smart 0 euros instead of 72 euros).
Package offer "GoGreen-Business account in combination with BusinessNet Smart or Basic" is specially for small businesses and independent professionals with an annual turnover of up to 1 million euros. The offer is valid until 31 December 2026 for new account customers who currently do not have a UniCredit Bank Austria business account. The account maintenance fee is waived for the quarter in which the account is opened and for the four subsequent quarters. The flat fee for online banking for BusinessNet Smart or Basic is waived for the month in which it is first used and for the subsequent twelve months. Thereafter, the agreed account maintenance fee and online banking fee shall apply. All other agreed fees and charges remain unchanged. Details of fees and charges for the GoGreen-Business account are contained in the display Prices and Conditions for Domestic Payment Transactions and Account maintenance for corporate accounts and escrow accounts in Division Corporates.
²The savings of up to 410 euros in the first year are as follows: GoGreen-Business account maintenance fee 0 euros instead of 98 euros + BusinessNet Basic 0 euros instead of 288 euros (or BusinessNet Smart 0 euros instead of 72 euros) and debit card fee 0 euros instead of 26.28 euros.
Package offer "GoGreen-Business account in combination with BusinessNet Smart or Basic and debit card" is specially for doctors, dentists, veterinarians and academic therapists or lawyers, chartered accountants or notaries with an annual turnover of up to 1 million euros. The offer is valid until 31 December 2026 for new account customers who currently do not have a UniCredit Bank Austria business account. The account maintenance fee and the debit card fee is waived for the quarter in which the account is opened and for the four subsequent quarters. The flat fee for online banking for BusinessNet Smart or Basic is waived for the month in which it is first used and for the subsequent twelve months. Thereafter, the agreed account maintenance fee, debit card fee and online banking fee shall apply. All other agreed fees and charges remain unchanged. Details of fees and charges for the GoGreen-Business account are contained in the display Prices and Conditions for Domestic Payment Transactions and Account maintenance for corporate accounts and escrow accounts in Division Corporates.
³Especially for doctors, dentists, veterinarians and academic therapists or lawyers, chartered accountants or notaries. Offer valid until 31 December 2026 for new account customers who do not currently have a UniCredit Bank Austria business account. The account maintenance fee is waived in the quarter in which the account is opened and the four following quarters. Thereafter, the agreed account management fee will be charged. The detailed fees for the Konto4Business, which can be selected as a MedKonto or FirmAccount, can be found in the notice for Prices and conditions for domestic payment transactions and Account management for corporate accounts and other accounts in the Corporates division.
⁴This promotion condition for the account management fee applies for the first 12 months to customers who have not had a Bank Austria corporate account within the last 12 months. After expiry of the promotion, the agreed standard account management fee will be charged.

Digital assistants

The electronic banking products of Bank Austria are the ideal tools with which to take the liquidity management of your company into your own hands.

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Free for the first year¹

BusinessNet Smart

For self-employed and liberal professions

In addition to the functions of online banking (e.g. 24you), BusinessNet Smart also offers the option of collective signatory authorisation and the assignment of user roles.

Overview of Functions:

Download securities and account transactions (CSV format)
Electronic account statement in PDF format
Communication centre
Collective signatory authorisation
Assignment of user roles (master, signing and information authorisations)

BusinessNet Smart

The perfect solution for self-employed persons. In addition to Internet banking functions, BusinessNet Smart enables collective signing and the allocation of user roles.

6.00 € per month

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Free for the first year¹

BusinessNet Basic

For small & medium-sized enterprises

In addition to the functional scope of BusinessNet Smart, additional functions are in BusinessNet Basic integrated.

Overview of Functions:

All functions of BusinessNet Smart
Currency converter Pro
Foreign exchange spot rates and cross rates
Historical price search
Signing by third parties
Establishment of fixed transfer paths

BusinessNet Basic

For small and medium-sized enterprises. In addition to the functions of BusinessNet Smart, other functions include signing by third parties, a professional currency converter, and the setting up of fixed transfers.

24.00 € per month

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Free for the first year¹

BusinessNet Professional

For large corporates and multinational corporates

In addition to the services of BusinessNet Smart and BusinessNet Basic, additional functions are in BusinessNet Professional integrated.

Overview of Functions:

All features of BusinessNet Smart + Basic
Condensed view of the accounts of all Group companies (Group Banking)

BusinessNet Professional

For large corporates and groups, this solution offers a condensed view of the accounts of all Group companies (Group Banking).

61.20 € per month

Legal information

¹Online banking with BusinessNet Smart, BusinessNet Basic, and BusinessNet Professional is free for the first year. This promotion is valid for new customers. After the first year, the agreed internet banking fees will be charged as per the price list for BusinessNet.

Bank cards

Select the desired bank card for Person 1 here, or skip this step.

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Free for the 1st year¹

In addition to making cash withdrawals and cashless payments, the debit card (BankCard) also enables you to effect purchases online and is equipped with the new security procedure for the authorisation of card payments over the Internet in online shops (Mastercard Identity Check). You can apply for additional debit cards after configuring them during the ordering process.

Debit card (BankCard)

With your debit card (ATM card), you can make withdrawals worldwide and pay securely, conveniently, and quickly at any time at all POS terminals.

2.19 € per month

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Debit card (BankCard)

With your debit card (ATM card), you can make withdrawals worldwide and pay securely, conveniently, and quickly at any time at all POS terminals.

2.19 € per month

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The Business ServiceCard allows your employees to make cash deposits to your account around the clock. New cash managers are available in the self-service foyers of Bank Austria branches for this purpose. You can apply for additional Business-ServiceCards after configuring them during the ordering process.

Business ServiceCard

The Business ServiceCard allows authorised individuals to make cash deposits to your account around the clock.

0.00 € per month

No bank cards required

Legal information

¹No card fee in the 1st year. Thereafter, the agreed card fee will be charged. The detailed fees can be found in the display for service, debit and credit cards.

Credit cards

Select your preferred credit card here or skip this step.

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Here you find all information about the Bank Austria Masercard Business Preferred
https://www.bankaustria.at/en/business-mastercard-business-preferred.jsp

Mastercard Business Preferred

Bank Austria Mastercard Business Preferred offers comprehensive insurance coverage and a wide range of benefits for cashless payments worldwide.¹

5.00 € per month

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Here you find all information about the Bank Austria Mastercard Business World
https://www.bankaustria.at/en/business-mastercard-business-world.jsp

Mastercard Business World

Bank Austria Mastercard Business World offers increased insurance coverage and a wide range of benefits for cashless payments worldwide.¹

10.83 € per month

Keine Kreditkarte benötigt

Legal information

¹Issuance of the credit card is subject to a credit check.

Additional services

Select your desired services here, or skip this step.

Multiple selections are allowed

SoftPOS

You too can benefit from using your smartphone as a POS payment terminal: With our SoftPOS app¹– no fixed fee

from 0.00 € per month

It is vital for every company to provide its customers with these modern payment options. The POS terminal can accept all common types of bank cards. As a result, you can lower the payment fees while increasing security (less cash usage) and boosting your competitiveness.

After opening the account, we will contact you to find a suitable POS solution for you.

POS terminal

Our user-friendly POS terminals offer modern payment methods and can be flexibly adapted to your needs. Whether credit or debit cards or other mobile payment methods – our devices support all common options.

from 14.99 € per month

We supply companies from various sectors and of different sizes with cash in euros. We handle the daily takings and the payment transactions securely, efficiently, and cost-effectively.

Once an account has been opened, we will find a suitable cash supply solution for you, and you will then still be able to make the final decision.

Cash service

Select this service to let your cash requirements be taken care of regularly and securely on site. This will reduce the risk for yourself and your employees.²

from 18.60 € per month

No services required

Legal information

¹SoftPOS app "Bank Austria POS": No fixed monthly charge. Transaction fees: your relationship manager will contact you after the Business Account has been opened and agree on the transaction fees with you. These fees will be subsequently detailed in your contract.
²The contract for this offer is concluded with GSA Geldservice Austria, Logistik für Wertgestionierung und Transportkoordination GmbH. UniCredit Bank Austria AG is acting only as an agent.

Your product configuration

The individualised, suitable configuration for your company.

GoGreen-Business account
Account management free of charge in the 1st year¹, thereafter

8.17 €
per month
MedAccount as GoGreen-business account
Account management free of charge in the 1st year², thereafter

8.17 €
per month
Account4Business
The account specially designed for small businesses

7.08 €
per month
MedAccount as Account4Business
Free account management in the 1st year³, thereafter

7.08 €
per month
FirmAccount as Account4Business
Free account management in the 1st year³, thereafter

7.08 €
per month
Current account for companies
Account maintenance 10,67 € per month for the first year⁴

10.00 €
per month
BusinessNet Smart
Your online banking for business. Free for the 1st year⁵, thereafter

6.00 €
per month
BusinessNet Basic
Your online banking for business. Free for the 1st year⁵, thereafter

24.00 €
per month
BusinessNet Professional
Your online banking for business. Free for the 1st year⁵, thereafter

61.20 €
per month
Debit card (BankCard)
Free in the 1st year⁶, thereafter

2.19 €
per month
Debit card (BankCard)
Pay worldwide and shop online.

2.19 €
per month
Business ServiceCard
Cash deposits around the clock.

0.00 €
per month
Mastercard Business Preferred
Issuance of the credit card is subject to a credit check.¹

5.00 €
per month
Mastercard Business World
Issuance of the credit card is subject to a credit check.⁷

10.83 €
per month
Konto in USD

6,60 €
per month
Konto in GBP

6,60 €
per month
Konto in CHF

6,60 €
per month
Konto in Fremdwährung

5,60 €
per month
Total price per month

€
per month

Additionally you are interested in:

SoftPOS
Once your account has been opened, we will contact you to find the right SoftPOS solution for you.⁸

from 0.00 € per month
POS terminal
After opening the account, we will contact you to find a suitable POS solution for you.

from 14.99 € per month
Cash service
The quotation refers to monthly collection in Vienna. An individualised offer will be made after consultation.⁹

from 18.60 € per month
Unique online shop
The quotation refers to a monthly basic service. An individualised offer will be made after consultation.

from 228.00 € per month

Order configuration

Legal information

¹Footnote 1
The savings of up to 385 euros in the first year are as follows: GoGreen-Business account maintenance fee 0 euros instead of 98 euros + BusinessNet Basic 0 euros instead of 288 euros (or BusinessNet Smart 0 euros instead of 72 euros).
Package offer "GoGreen-Business account in combination with BusinessNet Smart or Basic" is specially for small businesses and independent professionals with an annual turnover of up to 1 million euros. The offer is valid until 31 December 2026 for new account customers who currently do not have a UniCredit Bank Austria business account. The account maintenance fee is waived for the quarter in which the account is opened and for the four subsequent quarters. The flat fee for online banking for BusinessNet Smart or Basic is waived for the month in which it is first used and for the subsequent twelve months. Thereafter, the agreed account maintenance fee and online banking fee shall apply. All other agreed fees and charges remain unchanged. Details of fees and charges for the GoGreen-Business account are contained in the display Prices and Conditions for Domestic Payment Transactions and Account maintenance for corporate accounts and escrow accounts in Division Corporates.
²The savings of up to 410 euros in the first year are as follows: GoGreen-Business account maintenance fee 0 euros instead of 98 euros + BusinessNet Basic 0 euros instead of 288 euros (or BusinessNet Smart 0 euros instead of 72 euros) and debit card fee 0 euros instead of 26.28 euros.
Package offer "GoGreen-Business account in combination with BusinessNet Smart or Basic and debit card" is specially for doctors, dentists, veterinarians and academic therapists or lawyers, chartered accountants or notaries with an annual turnover of up to 1 million euros. The offer is valid until 31 December 2026 for new account customers who currently do not have a UniCredit Bank Austria business account. The account maintenance fee and the debit card fee is waived for the quarter in which the account is opened and for the four subsequent quarters. The flat fee for online banking for BusinessNet Smart or Basic is waived for the month in which it is first used and for the subsequent twelve months. Thereafter, the agreed account maintenance fee, debit card fee and online banking fee shall apply. All other agreed fees and charges remain unchanged. Details of fees and charges for the GoGreen-Business account are contained in the display Prices and Conditions for Domestic Payment Transactions and Account maintenance for corporate accounts and escrow accounts in Division Corporates.
³Especially for doctors, dentists, veterinarians and academic therapists or lawyers, chartered accountants or notaries. Offer valid until 31 December 2026 for new account customers who do not currently have a UniCredit Bank Austria business account. The account maintenance fee is waived in the quarter in which the account is opened and the four following quarters. Thereafter, the agreed account management fee will be charged. The detailed fees for the Konto4Business, which can be selected as a MedKonto or FirmAccount, can be found in the notice for Prices and conditions for domestic payment transactions and Account management for corporate accounts and other accounts in the Corporates division.
⁴This promotion condition for the account management fee applies for the first 12 months to customers who have not had a Bank Austria corporate account within the last 12 months. After expiry of the promotion, the agreed standard account management fee will be charged.
⁵Online banking with BusinessNet Smart, BusinessNet Basic, and BusinessNet Professional is free for the first year. This promotion is valid for new customers and existing customers who do not have BusinessNet. After the first year, the agreed internet banking fees will be charged as per the price list for BusinessNet.
⁶No card fee in the 1st year.
⁷Issuance of the credit card is subject to a credit check.
⁸The contract for this offer is concluded with GSA Geldservice Austria, Logistik für Wertgestionierung und Transportkoordination GmbH. UniCredit Bank Austria AG is acting only as an agent.

Online business account

Company type

Self-employedand liberal professions

Registered company(in Austria)

Young entrepreneur registered company

Associations

Other companies

Turnover

Less than 1 million euros annual turnover

More than 1 million euros annual turnover

Account