The free
youth account
for your child

For everyone from 10 to 20 years old. Your child can withdraw money anywhere and anytime - up to 50 euros (for children 10-13) and up to 200 euros (for children 14 and above) per week. Without the possibility of exceeding the account limit.

Your child can choose between a 40 euro welcome voucher¹ from partners such as H&M, Zalando, Google Play, MediaMarkt, and many more.

When opening an account, your child can choose between 3 different debit card designs.

With our 24You Online banking and MobileBanking app, your child can track their income and expenses anywhere, anytime. The integrated finance manager provides a precise analysis on a daily basis. This way, your child’s finances are always kept in check.

And to ensure that your child’s finances are also well protected, there are security measures such as the authorization code (ATC) and login via fingerprint or facial recognition.

The MegaCard-account is a GoGreen-account and has been awarded the the Austrian Ecolabel². For every euro in your child's account, we put one euro into funding sustainable projects.

You can find all information about counter-financing on our sustainability-page. 

The MegaCard-account is for all children and teenagers from 10 to 20 years old. From the age of 14, all functions are available, and your child can set their own card limit at a branch location.

For children between 10 to 13 years old: 
If you are already a Bank Austria customer and have Online banking access, you can open the MegaCard-account for your child online via 24You. To do this, you will need your Online banking login data and your child will need a valid passport. 

Without Online banking access, one can apply for the MegaCard-account online. Only a final in-person signature at a branch location is required. For this, a valid passport, a smartphone and an e-mail address are needed.

For children from 14 to 20 years old:
The MegaCard GoGreen-account can be opened at one of our branch locations. This requires an official photo ID, e.g., your child's ID card or passport. You can search for branches near you here.

With the MegaCard 14-20, opening the account online using video legitimization is available to your child. For this to work best:

• Establish a stable Internet connection
• Check webcam and remove covers if necessary
• Switch on microphones
• Ensure a private environment (no other people in the background, quiet environment)
• Have a photo ID ready (e.g., ID card or passport)

The MegaCard⁵ is sent by mail to your primary residence.

From 10 to 13 years of age, 50 euros per week can be withdrawn from ATMs with the MegaCard³  and from 14 to 20 years of age, 200 euros per week - if the account balance is sufficient for this.

For everyone from 10 to 13 years of age, a weekly limit of 50 euros applies for purchases at POS checkouts. For everyone from 14 to 20 years of age, a limit of 200 euros applies. A total of up to 50 euros can be paid contactless without a PIN, and only 125 euros consecutively. After that, for security reasons, a transaction involving inserting the debit card and entering the PIN is required.

Online shopping with the MegaCard³ is only possible for children aged 14 and above.

After the 14th birthday, benefits such as CashBack Online or CashBack Mobile are automatically adjusted to the MegaCard account for the age 14 and above. If higher limits or online payments using the Mastercard Identity Check of the MegaCard³ for the age 14 and above are desired, then the new debit card (MegaCard 14+ years) must be ordered at a branch of choice. The debit card will then be delivered to your primary residence.