Here you will find all legal information at a glance.

justice statue with sword and scale. cloudy sky in the background. To the General Terms & Conditions General Terms & Conditions Here you'll find our General Terms and Conditions. To the General Terms & Conditions
More about Data Protection Data Protection We view it as our duty to manage your data with the utmost care. More about Data Protection
Some pencils To the Imprint Imprint Disclosure To the Imprint
Some people´s feed To the Display Display Terms & Conditions & Information, Prices & Conditions To the Display

Investment

A man with paper sheets near his laptop To the Basic information sheets Basic information sheets Here you'll find an overview of all Bank Austria products for which basic information sheets are produced as per the legal requirement. To the Basic information sheets
More about LEI and NCI Preconditions for securities transactions as of 2018 Legal Entity Identifier (LEI) & National Client Identifier (NCI). More about LEI and NCI
A man working Changes The Austrian Securities Supervision Act Changes to the financial markets directive MiFID II. Changes

Guidelines, agreements, laws

A man in a suit is writing More about ESAEG Deposit protection schemes & investor compensation Implementation of the Deposit Protection and Investor Compensation Act (ESAEG). More about ESAEG
Businessman reading documents To the EMIR-Regulation EMIR-Regulation The European Market Infrastructure Regulation regulates trading in derivatives outside the stock exchange. To the EMIR-Regulation
A golden scale on a desk To the Common Reporting Standard Act Common Reporting Standard Act An EU directive on the exchange of financial information To the Common Reporting Standard Act
Someone is looking for something in a hanging file More information Accounts register Act and capital outflow reporting act All information summarized for you More information
Yellow paper clips in a white bowl and many colorful paper clips lying jumbled on the table To the VZKDV-Glossary Glossary VZKDV Standardization of bank terms due to the The Austrian Consumer Payment Account Services Regulation To the VZKDV-Glossary
Young business woman having cell phone conversation while sitting front open laptop computer in modern coffee shop interior More about open banking with PSD2 PSD2 - Open Banking Link services from other providers to your account! More about open banking with PSD2
More about Austrian Payment Service Austrian Payment Service (PSD) The Payment Services Directive (PSD) has been implemented as an EU directive for private clients since 2009. More about Austrian Payment Service
The US flag on the capitol More to the Qualified Intermediary (QI) Qualified Intermediary (QI) All information on the taxation of US securities More to the Qualified Intermediary (QI)
US Capital with the US flag More about FATCA FATCA The American tax treaty FATCA was implemented. More about FATCA

Bank Austria principles

UniCredit tower To the Code of Conduct Code of Conduct UniCredit principles of conduct To the Code of Conduct
A package delivery man next to his vehicle To the whistleblowing hotline Whistleblowing Bank Austria set-up a whistleblowing hotline that is based on a UniCredit Group policy. To the whistleblowing hotline