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Here you will find all legal information at a glance.

justice statue with sword and scale. cloudy sky in the background. General Terms & Conditions Here you'll find our General Terms and Conditions. To the General Terms & Conditions
a woman walks along an avenue with an umbrella Data Protection We view it as our duty to manage your data with the utmost care. More about Data Protection
Some people´s feed Display Terms & Conditions & Information, Prices & Conditions To the Display

Investment

a man in front of a laptop The Austrian Securities Supervision Act Changes to the financial markets directive MiFID II. About th Changes
A man with paper sheets near his laptop Basic information sheets Here you'll find an overview of all Bank Austria products for which basic information sheets are produced as per the legal requirement. To the Basic information sheets

Guidelines, agreements, laws

A man in a suit is writing Deposit protection schemes & investor compensation Implementation of the Deposit Protection and Investor Compensation Act (ESAEG). More about ESAEG
somone is holding a compass in their hand Sustainability-related disclosures Information on sustainability risks in investment and insurance advice. About sustainability-related disclosures
A golden scale on a desk Common Reporting Standard Act An EU directive on the exchange of financial information To the Common Reporting Standard Act
Someone is looking for something in a hanging file Accounts register reporting act All information summarized for you More information
Yellow paper clips in a white bowl and many colorful paper clips lying jumbled on the table Glossary VZKDV Standardization of bank terms due to the The Austrian Consumer Payment Account Services Regulation To the VZKDV-Glossary
Businessman reading documents EMIR-Regulation The European Market Infrastructure Regulation regulates trading in derivatives outside the stock exchange. To the EMIR-Regulation
Young business woman having cell phone conversation while sitting front open laptop computer in modern coffee shop interior PSD2 - Open Banking Link services from other providers to your account! More about open banking with PSD2
a scale on a wooden table Austrian Payment Service (PSD) The Payment Services Directive (PSD) has been implemented as an EU directive for private clients since 2009. More about Austrian Payment Service
The US flag on the capitol Qualified Intermediary (QI) All information on the taxation of US securities More about the Qualified Intermediary (QI)
US Capital with the US flag FATCA The American tax treaty FATCA was implemented. More about FATCA

Bank Austria principles

UniCredit tower Code of Conduct UniCredit principles of conduct To the Code of Conduct
A package delivery man next to his vehicle Whistleblowing Bank Austria set-up a whistleblowing hotline that is based on a UniCredit Group policy. To the whistleblowing hotline