New: Your brand new smart payment solution.
#LevelUp!
With our payment solutions we now offer you an extensive range of products and services for the acceptance of card payments.
One-stop service for secure and smooth payment transactions!
Flyer smart payment solutions (PDF)
Choose the POS terminal which best suits your needs
Accepting card payments – whether in the store, mobile or online.
SoftPOS – available from October 2025
SoftPOS is a technology which enables you to convert your smartphone or tablet into a fully operable POS payment terminal by means of an app without additional hardware. This makes it an exceptionally flexible and user-friendly device.
Overview of the features:
- Supports a variety of different payment methods: contactless and QR code-based payments
- Fast payment processing
- Mobile and flexible deployment
- No additional hardware required
E-Commerce
Payment solutions for your webshop
In this era of digitalisation, the online sale of products or services is the modern solution for your company. Bank Austria offers you secure and fast payment processing for your webshop – benefitting both you and your customers.
Overview of the features:
- Fast payment processing
- Enables simultaneous payment transactions of several customers
- Fast connection via interfaces (API, Plug-Ins) in all standard shop systems
- Easy to use
As PCI DSS-certified acquirer we fulfill all requirements for the safe handling of payment data. Our payment solutions – whether a POS terminal, SoftPOS or E-Commerce – offer state-of-the-art encryption (P2PE), tokenisation and 3-D Secure for absolute transaction safety. We have measures in place for the permanent monitoring of systems, regular security updates and trained employees. All data processing procedures comply with the requirements of the EU’s General Data Protection Regulation (GDPR). We aim to provide maximum protection for merchants and customers – with every payment!
Legal information
Official website of the PCI Security Standards Council
Questions & answers
An acquiring contract governs the acceptance of card payments between your company and the acquirer, for example UniCredit Bank Austria. Without this contract you cannot accept any payments made by your customers with their credit or debit cards. The acquirer is responsible for the technical and financial settlement with card companies such as Mastercard.
All standard credit and debit cards (e.g. Mastercard, Maestro,…) – plus Apple Pay, Google Pay – can be accepted. Depending on the nature of the contract, this can be extended to include international cards (e.g. American Express).
We offer a broad range of stationary and mobile terminals – all depending on where these are to be deployed. All devices support contactless payment (NFC), chip cards and magnetic stripe as well as modern functions such as tipping and cancellation management.
Our E-Commerce solutions are easily integrated in all standard shop systems via interfaces (API, Plug-Ins). We will gladly help you with this process.
Disbursement is normally made within 1–2 bank business days after the transaction.
Our Support Team is ready to assist you 24/7 either by telephone or e-mail.
