24You

The new online banking of Bank Austria.

OnlineBanking & BusinessNet

The familiar online banking for private customers and companies.

The optimization of working capital and efficient liquidity management are in focus of buyers and suppliers.

With our Supply Chain Finance (SCF) solutions, we offer you a range of possibilities.

UniCredit Supply Chain Finance (UCSF):
Web-based finance solutions of UniCredit Group

Graphic Supply Chain Finance

Receivables Management (Trade Purchase for Suppliers/Purchase of Receivables)

Do you supply goods or provide services to companies, and would you like to optimize your working capital?
By selling your receivables against your off-takers with good creditworthiness on a non-recourse basis, you have the opportunity to improve your balance sheet figures and thus increase your liquidity and improve your risk profile.

World map on a tablet

Payables Management (Trade Purchase for Buyers/Reverse Factoring)

As a purchasing company, do you want to extend your terms of payment to improve your working capital?
Take advantage of your good credit rating, and offer this to your suppliers for a purchase of receivables financing. As a consequence, the supplier can provide you a longer term of payment and you are able to stabilize your supply chain. Thus you can improve your balance sheet figures and ratios.

Trucks transportation