24You

The new online banking of Bank Austria.

OnlineBanking & BusinessNet

The familiar online banking for private customers and companies.

Instant credit transfer is a type of transfer, which allows you to make or receive a payment within just 10 seconds. The payment is received immediately in the recipient's account and this amount is at the recipient's immediate disposal. 
Instant credit transfers can be made within the SEPA area around the clock, seven days a week, up to an amount of EUR 15,000.00.

Instant credit transfer is being introduced at Bank Austria in two steps: 
 

With effect from 16 July 2019: Instant credit transfers can be received from Bank Austria customers. From this date, instant credit transfers can be received on Euro payment accounts at Bank Austria. They are always individually entered in the recipient's account and are immediately visible in the electronic banking transactions list, and will be on your account statement as usual on the next bank working day. 

End of 2019: Instant credit transfers can be made by Bank Austria customers. If you wish to carry out instant credit transfers after this date, you only need to sign a contract via TAN the first time you make an instant credit transfer in BusinessNet or 24You.
 

Downloads
Advantages
  • Lightning fast: within 10 seconds, the recipient can see your payment in the inbox list. 
  • Quick availability: the credit transfer amount is at the recipient's immediate disposal. 
  • Flexible: the maximum transfer amount per transaction is EUR 15,000.00 so is not limited to only small amounts. 
  • Around the clock: instant credit transfers can be made 24 hours a day, seven days per week. 
  • Fast and safe online: suitable for use as a payment system in your online shop. 
Prerequisites

For instant credit transfers to be made and received, both the person making the transfer and the recipient must have an account with a bank that participates in the "SEPA Instant Payment Program" (all participating banks can be found at https: //www.ebaclearing.eu/services/instant-payments/participants/

  • Payments within the SEPA area. 
  • Maximum amount of amount EUR 15,000.00 per transaction 
  • Credit transfers exclusively in EURO.

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