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Your
free
student account1

For all good decisions. For all ages up to 30.

Open a student account now

Studentenkonto Sujet

Contactless Payment with Apple Pay2 and Google Pay3.

Pay with your smartphone, iPhone, iPad, Mac or Apple Watch or your watch. Activate Apple Pay or Google Pay in our MobileBanking app or in your Apple Wallet.

Your debit card: as unique as you

You will receive your debit card including contactless functionality (NFC).

Banking anywhere, anytime

The MobileBanking app makes your life easier: use fingerprint or Face ID login, transfers using photos and more for fast and secure banking anywhere.

With the ZOIN feature in our "Mobile Geldbörse" app, you can send to or request money from your contacts.
 

How your account helps the environment

For every euro in your account, we put one euro into funding sustainable projects. That is why the GoGreen-student account has been awarded the Austrian Ecolabel.4

You can find all the information about counter-financing on our sustainability-page.

Credit card

With the affordable Bank Austria Mastercard Gold Student, you'll be prepared for many things in your student life. Whether it's a study trip, vacation or buying university books. 

  • 5 years no card fee5, then 30 € (2.50 € /month)6
  • Extensive insurance benefits
  • Around 100 million acceptance partners worldwide
  • Secure shopping with your MobileBanking app
  • PIN of your choice
  • Comprehensive protection for online purchases
  • Google Pay and Apple Pay
  • Mastercard Touch CardTM for more accessibility
To the Mastercard Gold Student

Kreditkarten Overlay

Your account, your benefits

Gewinnspiele

Giveways

Ticketing

Ticketing

BalleKart Wien

BattleKart Wien

CashBack Mobile

CashBack Mobile

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Links & Hinweise

Account fee information document (PDF)

Legal information

1 The student account is free of charge, provided there is a positive account balance. Student accounts are available for students up to the age of 30. Student accounts whose holders have reached the age of 30 are automatically converted to an online account.
2 Here you find a list of Apple Pay compatible devices. Apple Pay is a brand of Apple Inc.
3 Here you find a list of Google Pay compatible devices. Google Pay is a brand of Google LLC.
4 The “GoGreen-student account” was awarded the Austrian Ecolabel by the Austrian Federal Ministry for Sustainability and Tourism because the projects financed through the deposits in this account take into consideration ecological and social besides economic criteria. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance.
5 During the first five years of the contract, no card fee is charged for the Bank Austria Mastercard Gold Student.
This promotion is valid until 30 June 2026.
From the sixth contract year onwards, the annual fee shown in the display. This offer applies to all customers who have not yet had a Bank Austria Mastercard credit card.
6 The card fee is charged annually in advance for 12 months, but will be refunded on a pro rata basis in the event of cancellation.
The issuance of credit cards is subject to a credit check.
Until the completion of the studies, but no longer than until the age of 30.
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