| Here you find our general terms & conditions | |
|---|---|
| General Terms and Conditions (PDF) | Version April 2018, effective from 1 July 2018 |
| General Terms and Conditions (PDF) | Version April 2019, effective from 1 September 2019 |
| General Terms and Conditions (PDF) | Comparison Version July 2018 and September 2019 |
| General Terms and Conditions (PDF) | Versions April 2018, effective from 1 July 2018, and April 2019, effective from 1 September 2019 |
| Terms and conditions for Bank Austria Online Banking (PDF) | Version October 2016, effective from 1 June 2017 |
| Terms and conditions for Bank Austria Online Banking (PDF) | Version April 2019, effective from 1 September 2019 |
| Terms and conditions for Bank Austria Online Banking (PDF) | Comparison Version June 2017 and September 2019 |
| Terms and conditions for Bank Austria Online Banking (PDF) | Versions October 2016, effective from 1 June 2017, and April 2019, effective from 1 September 2019, and Comparison |
| Terms and conditions for Bank Austria BusinessNet (PDF) | Versions July 2017, effective from 1 January 2018, and April 2019, effective from 1 September 2019, and Comparison |
| Customer guidelines for debit cards (PDF) | Version March 2017, effective from 1 July 2017 |
| Customer guidelines for debit cards (PDF) | Version March 2019, effective from 1 September 2019 |
| Customer guidelines for debit cards (PDF) | Comparison Version July 2017 and September 2019 |
| Customer guidelines for debit cards (PDF) | Versions March 2017, effective from 1 July 2017, and March 2019, effective from 1 September 2019, and Comparison |