Bank Austria has the right accounts for everyone

The best part: the free account switching service. From switching banks to modifying your transfers - we do it all for you.

Account types

Whether you transfer money only occasionally or do banking transactions every few minutes, Bank Austria has the suitable account package for you. From the mobile online account with the GoGreen-account to the flat rate Relax account at a fixed price - they all offer you the most modern way of banking. What’s more, the account switching service is free. From switching banks to modifying transfer details, we do it all for you.

Irrespective of which account package you go for, you will automatically have the following functions:

  • Debit card (BankCard)
  • Online banking and Mobile banking
  • Electronic account statements
  • CashBack2 to your account
  • Bank Austria Ticketing with up to 20% reductions for many events every year

All the information on account maintenance fees is given in the account price sheet.

Young woman working with laptop on the couch

Online account
from EUR 2.13 / month

The modern variant for anyone who is on the go but always connected to the internet. All online payments are free and you can easily manage banking transactions via smartphone, laptop or tablet. To top it all, you also get cashback2.

  • All online payments are free (except fees for international payments).
  • EUR 3.21 service fee for certain transactions.

→ List of current accounts (PDF)
→ Online account fee information document (PDF)
→ Glossar (PDF)

A woman hugs a tree in the forest

from EUR 0.00 / month

in the first year, instead of EUR 2,98  / month1

An online account giving everyone the opportunity to help the environment. All online payments are free (except fees for foreign payment transactions) and we finance sustainable projects in the amount of the deposit in your account. You can also enjoy all the advantages of cashback 2.

→ List of current accounts (PDF)
→ GoGreen-account fee information document (PDF)
→ Glossar (PDF)

A couple lying in a hammock

Relax account
from EUR 8.56 / month

The account at a fixed price - for anyone who wants to take it easy. This includes everything: all accounting entries included (except fees for international payments), intensive use, branch visits, fixed prices. With the Relax account you can also enjoy all the advantages of cashback2). The account at a fixed price

  • All inclusive.

→ List of current accounts (PDF)
→ Relax account fee information document (PDF)
→Glossar (PDF)

Use our account switching service

Just select the account suitable for you, we will do the rest for you quickly and for free.

  • We will contact your previous Austrian bank.
  • We will open your new Bank Austria account.
  • We will ask for all the necessary information from your transaction partner, e.g. standing orders, salary/pension transferring points, recurring credit entries.
  • We will arrange your standing orders and inform your transaction partner.
  • If you want to inform your transaction partner on your own, we will provide you with sample letters.


Debit card (BankCard)

The bank card combines a number of functions that can be individually adapted to your wishes and requirements.

Services of the debit card (BankCard)

  • Cashless payments or withdraw cash worldwide
  • Contactless payments up to EUR 50 without having to enter the PIN
  • Using self-service devices in the lobbies of Bank Austria
  • Charge prepaid mobiles at any ATM
  • Pay online with Mastercard Identity Check

On the bank card for visually impaired persons, personal information is printed in extra large font.

FAQ for the "Mastercard® Identity CheckTM"- procedure (PDF)


Generally, Austrian banks have very high security standards for ATM cards. However, one of the most common crimes is so-called “skimming”. At manipulated ATMs, the magnetic stripe of the card is copied and the PIN is captured. With the stolen data, cash withdrawals are made outside Europe.

The most important questions and answers about GeoControl (PDF)

Legal information
1 This offer is available to new customers until 31.12.2022 when opening a new account in conjunction with the conclusion of a 24You Online Banking Agreement. It is also available to persons wishing to switch from their MegaCard Account or Student Account to another account. These terms apply for one year as of the account opening date. Thereafter, the applicable account maintenance fee will be charged.
2  The CashBack service provided by Bank Austria is envisaged to end on 30.06.2022.
3 UmweltzeichenThe “GoGreen Account” was awarded the Austrian Environmental Certificate by the Austrian Federal Ministry for Climate Protection, Environment, Energy, Mobility, Innovation and Technology because the projects financed through the deposits in this account take account of ecological and social criteria besides economic considerations. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance.

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