Choose the right account for you
* The “GoGreen-account” was awarded the Austrian Environmental Certificate by the Austrian Federal Ministry for Sustainability and Tourism because the projects financed through the deposits in this account take account of ecological and social criteria besides economic considerations. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance.
How can you verify your identity online?
Identification with ID Austria
Video identification
The simplest and quickest way to verify your identity during the registration process is by using ID Austria.
This is the next step of the Handy-Signatur and Citizen Card, and serves as your digital identity.
You will need the full version of ID-Austria. No additional documents are required.
The identity verification process takes only a few minutes.
You can also open an account online via video identity verification and digital signature.
Your identity will be verified via webcam while you are for example at home or in the office.
This identification process is carried out by our cooperation partner IDnow GmbH.
You will need:
- Your passport or identity card
- A stable internet connection
- A working microphone and camera
- A quiet, undisturbed room
1 year of free credit card3 and 25 euros starting bonus for Just-in-Case4
Bank Austria Mastercard credit cards are also free in the first year3. Choose the credit card that suits you best.
Compare credit cards
The Just-in-Case Online banking protection packages from ERGO Versicherung AG safeguard you against financial losses caused by fraudulent transactions made via Online banking. The starting bonus of 25 euros4 is now available to new current account customers who open their account by May 31, 2026. You will receive your starting bonus for one of the Just-in-Case protection packages exclusively when you sign up via your personal link. This link will be sent to your Communication Center in Online banking a few days after opening your account.
Do you already have a Bank Austria product?
In addition to accounts, Bank Austria products also include savings accounts, building finance contracts, loans and debit cards.
You can open the account in Online Banking
To open an account as a Bank Austria customer, you need Online banking.
Log in and click on › Our offers on the left.
Your personal choice
Opening an account online with video verification takes only 15 minutes. All you need is a valid photo ID, a smartphone and an email address.
With ID Austria, the identification process takes only a few minutes. Required: ID Austria (full version), smartphone, and email address.
Debit card design
During the account opening process, you have the option to select a special design for your debit card.
The standarddesign is free. A fee applies for the special design. Display of terms and conditions for service- and debit cards
Use our account switching service
Just select the account suitable for you, we will do the rest for you quickly and for free.
- We will contact your previous Austrian bank.
- We will open your new Bank Austria account.
- We will ask for all the necessary information from your transaction partner, e.g. standing orders, salary/pension transferring points, recurring credit entries.
- We will arrange your standing orders and inform your transaction partner.
- If you want to inform your transaction partner on your own, we will provide you with sample letters.
- 1The offer applies to new account customers who open a Bank Austria current account in combination with online banking by December 31, 2026. The account maintenance fee is waived for one year from the date the account is opened (the quarter in which the account is opened plus the following four quarters); thereafter, the agreed standard account maintenance fee will be charged. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp.
- 2 CashBack Online: a co-operation with BenefitWorld GmbH. More information and partners at cashbackonline.at
- 3The offer applies to new Bank Austria Mastercard credit card customers. If you apply for a Bank Austria Mastercard credit card by December 31, 2026, no card fee will be charged for the principal card in the first year of the contract; from the second year of the contract onwards, the annual fee agreed in the card contract will apply. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 4New current account customers who open a Bank Austria current account in combination with online banking by May 31, 2026 will receive a starting bonus of 25 euros if they opt for one of the three ERGO Just-in-Case online banking group insurance packages, if the agreement for the purchase of an ERGO Just-in-Case group insurance policy is signed by June 30, 2026 via the link provided for this purpose in Bank Austria’s online banking communication center. The starting bonus will be credited to your account in the month after the first Just-in-Case fee has been debited. The Just-in-Case fee will be debited from your account on a monthly basis.
Just-in-Case is an insurance product offered by ERGO Versicherung Aktiengesellschaft. By concluding this insurance policy, you accede to the group insurance contract between UniCredit Bank Austria AG and ERGO Versicherung AG.
Please note: This product is not available to customers residing abroad.
UniCredit Bank Austria AG is a contractually bound insurance agent of ERGO Versicherung Aktiengesellschaft, ERGO Center, Businesspark Marximum / Objekt 3, Modecenterstraße 17, 1110 Vienna, in the insurance brokerage business as an ancillary business. UniCredit Bank Austria AG is entitled to receive premiums and amounts intended for the customer. GISA number: 27506127
February 2026
