The GoGreen account is 70% better for the environment and 100% good for your conscience.3
Less paper, fewer trips to the bank, less CO2. For every euro in the account, we invest one euro in financing sustainable projects.
GoGreen-account – the sustainable salary account
- Free account maintenance fee for the first year, instead of 43,32 euros per month1
- Paperless (digital mail, e-account statement)
- All online payments are free4
- Debit card
- 24You Online banking and MobileBanking app
- Can be opened online in just few minutes using ID Austria or video identification
- Get money back in your account with CashBack Online5.
3.89 euros service fee for certain transactions that are not online:
- SEPA transfer order (including internal transfer) via Account Manager, at the counter, and via SmartBanking
- Cash deposits at the cash desk if a cash manager is available in the self-service foyer
- Cash withdrawals at the cash desk
- Standing order changes or cancellations at the counter and via SmartBanking
- Account statements via the account manager in the self-service foyer
The account managment fee is charged at the end of each quarter.
1 year of free credit card6 and 25 euros starting bonus for Just-in-Case7
Bank Austria Mastercard credit cards are also free in the first year6. Choose the credit card that suits you best.
Compare credit cards
The Just-in-Case online banking protection packages from ERGO Versicherung AG protects you from financial losses resulting from fraudulent transactions in online banking through phishing or Trojan horses. The starting bonus of 25 euros7 is now available to new current account customers who open their account by May 31, 2026. You will receive your starting bonus for one of the Just-in-Case protection packages exclusively when you sign up via your personal link. This link will be sent via messaging function in your online banking a few days after opening your account.
The sustainable business account
Would you also like your business account to be sustainable? Here you can find all the information about the GoGreen-business account.
Links & Downloads
How can you verify your identity online?
Identification with ID Austria
Video identification
The simplest and quickest way to verify your identity during the registration process is by using ID Austria.
This is the next step of the Handy-Signatur and Citizen Card, and serves as your digital identity.
You will need the full version of ID-Austria. No additional documents are required.
The identity verification process takes only a few minutes.
You can also open an account online via video identity verification and digital signature.
Your identity will be verified via webcam while you are for example at home or in the office.
This identification process is carried out by our cooperation partner IDnow GmbH.
You will need:
- Your passport or identity card
- A stable internet connection
- A working microphone and camera
- A quiet, undisturbed room
Debit card design
During the account opening process, you have the option to select a special design for your debit card.
The standarddesign is free. A fee applies for the special design. Display of terms and conditions for service- and debit cards
Do you already have a Bank Austria product?
In addition to accounts, Bank Austria products also include savings accounts, building finance contracts, loans and debit cards.
You can open the account in Online Banking
To open an account as a Bank Austria customer, you need Online banking.
Log in and click on › Our offers on the left.
Your personal choice
Opening an account online with video verification takes only 15 minutes. All you need is a valid photo ID, a smartphone and an email address.
With ID Austria, the identification process takes only a few minutes. Required: ID Austria (full version), smartphone, and email address.
- 1The offer applies to new account customers who open a Bank Austria current account in combination with online banking by December 31, 2026. The account maintenance fee is waived for one year from the date the account is opened (the quarter in which the account is opened plus the following four quarters); thereafter, the agreed standard account maintenance fee will be charged. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp.
- 2The “GoGreen-account” was awarded the Austrian Environmental Certificate by the Austrian Federal Ministry for Sustainability and Tourism because the projects financed through the deposits in this account take account of ecological and social criteria besides economic considerations. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance.
- 3Over the course of a year of use, only around 30 percent of the climate-damaging gases that are otherwise associated with an account are emitted. Source: Ergo, Comparative Life Cycle Assessment of Current Account, .
- 4Except fees for international payments.
- 5CashBack Online: a cooperation with BenefitWorld GmbH. More information and partners at cashbackonline.at
- 6The offer applies to new Bank Austria Mastercard credit card customers. If you apply for a Bank Austria Mastercard credit card by December 31, 2026, no card fee will be charged for the principal card in the first year of the contract; from the second year of the contract onwards, the annual fee agreed in the card contract will apply. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 7New current account customers who open a Bank Austria current account in combination with online banking by May 31, 2026 will receive a starting bonus of 25 euros if they opt for one of the three ERGO Just-in-Case online banking group insurance packages, if the agreement for the purchase of an ERGO Just-in-Case group insurance policy is signed by June 30, 2026 via the link provided for this purpose in Bank Austria’s online banking communication center. The starting bonus will be credited to your account in the month after the first Just-in-Case fee has been debited. The Just-in-Case fee will be debited from your account on a monthly basis.
Just-in-Case is an insurance product offered by ERGO Versicherung Aktiengesellschaft. By concluding this insurance policy, you accede to the group insurance contract between UniCredit Bank Austria AG and ERGO Versicherung AG.
Please note: This product is not available to customers residing abroad.
UniCredit Bank Austria AG is a contractually bound insurance agent of ERGO Versicherung Aktiengesellschaft, ERGO Center, Businesspark Marximum / Objekt 3, Modecenterstraße 17, 1110 Vienna, in the insurance brokerage business as an ancillary business. UniCredit Bank Austria AG is entitled to receive premiums and amounts intended for the customer. GISA number: 27506127
February 2026
