At a glance

Here you find the current terms & conditions & information as well as prices & conditions.

 

Terms & Conditions & Information

GENERAL INFORMATION

Document: As of:
General terms and conditions (PDF) April 2024, effective from 1 July 2024
General terms and conditions (PDF) July 2025, effective from 5 October 2025
General Terms and Conditions (PDF) Comparison of the currently valid version and the version from July 2025, which will be valid from 5 October 2025
Collection of bank correspondence (PDF) October 2015, effective from 1. October 2015
Execution policy of UniCredit Bank Austria AG (PDF) Mai 2024
Deposit guarantee and investor compensation (PDF) January 2019


ACCOUNT & CREDIT CARD

Document: As of:
Credit Cards of UniCredit Bank Austria AG (PDF) November 2024
Debit Cards Customer Guidelines (Debit Mastercard) (PDF) February 2021, effective from 1 July 2021
Debit Cards Customer Guidelines (Maestro) (PDF) February 2021, effective from 1 July 2021
Mastercard® Identity™ Check procedure special terms and conditions (PDF) September 2019
Payment account with basic features terms and Conditions (PDF) April 2024, effective from 1 July 2024
Payment account with basic features terms and Conditions (PDF) July 2025, effective from 5 October 2025
Payment account with basic features terms and Conditions (PDF) Comparison of the currently valid version and the version from July 2025, which will be valid from 5 October 2025
Smart Data Basic (PDF) May 2025


APPS & ONLINE SERVICES

Document: As of:
BusinessNet including the information sheet authorised recipient for electronic mail (PDF) April 2022, effective from 27 June, 2022
BusinessNet including the information sheet authorised recipient for electronic mail (PDF) July 2025, effective from 5 October 2025
BusinessNet including the information sheet authorised recipient for electronic mail (PDF) Comparison of the currently valid version and the version from July 2025, which will be valid from 5 October 2025
CashBack Mobile (PDF) Effect on 1 March 2025
Digital Payment Card (PDF)
Valid for agreements concluded from 24 April 2025
April 2025
Digital Payment Card (PDF)
Valid for agreements concluded between 19 February to 23 April 2025
February 2025
Electronic Banking (PDF) January 2019, effective from 1 September 2019
Online banking (PDF) February 2023, effective from 1 September 2023
Online banking (PDF) July 2025, effective from 5 October 2025
Online banking (PDF) Comparison of the currently valid version and the version from July 2025, which will be valid from 5 October 2025
SmartBanking inclusive catalogue of telephone service (PDF) December 2020, valid from 15 February 2021
Prices & Conditions

ACCOUNT & CREDIT CARD


APPS & ONLINE SERVICES

Document: As of:

BusinessNet (PDF)

May 2025


LOAN & FINANCING


SECURITIES 


SAFES


CASH DESK SERVICES & PAYMENT TRANSACTIONS

Document: As of:

Cash desk services (PDF)

July 2024

Payment services other prices charged openings until October 9th 2023 (PDF)

July 2024

Payment services other prices charged openings from October 10th 2023 (PDF)

July 2024 

International payment services openings until October 9th 2023 (PDF)

July 2024 effective until 4 October 2025
July 2025 effective from 5 Oktober 2025

International payment services openings from October 10th 2023 (PDF)

July 2024 effective until 4 October 2025
July 2025 effective from 5 Oktober 2025


DOCUMENTARY AND GUARANTEE BUSINESS

Document: As of:

Trade Finance Expenses (PDF)

October 2024 

 

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