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Here you find the current terms & conditions & information as well as prices & conditions.

Terms & Conditions & Information
Prices & Conditions

General information
General terms and conditions (PDF)	Version June 2019, effective from 1 September 2019
Collection of bank correspondence (PDF)	October 2015, effective from 1 October 2015
Execution policy of UniCredit Bank Austria AG (PDF)	January 2018 incl. List of execution venues (November 2018)
Data processing pursuant to the Aust. Fin. Market Money Laund. Act and on autom. exchange of information (PDF)	Version April 2017
Deposit guarantee and investor compensation (PDF)	Version January 2019

Account & credit card
Debit Cards Customer Guidelines (Debit Mastercard) (PDF) Debit Cards Customer Guidelines (Debit Mastercard) (PDF) Comparison Debit Cards Customer Guidelines (Debit Mastercard) (PDF)	Version August 2020, effective from 1 November 2020 Version February 2021, effective from 1 July 2021 Version August 2020, effective from 1 November 2020 and Version February 2021, effective from 1 Juli 2021
Debit Cards Customer Guidelines (Maestro) (PDF) Debit Cards Customer Guidelines (Maestro) (PDF) Comparison Debit Cards Customer Guidelines (Maestro) (PDF)	Version March 2019, effective from 1 September 2019 Version February 2021, effective from 1 July 2021 Version March 2019, effective from 1 September 2019 and Version February 2021, effective from 1 Juli 2021
Mastercard® Identity™ Check procedure special terms and conditions (PDF)	Version September 2019
Payment account with basic features terms and Conditions (PDF)	Version April 2018, effective from 1 July 2018

Apps & Online Services
BusinessNet (PDF)	Version April 2019, effective from 1 September 2019
Electronic Banking (PDF)	Version January 2019, effective from 1 September 2019
Online banking (PDF)	Version June 2020, effective from 21 September 2020 Comparison of current effective version with the version March 2021 Version March 2021, effective from 1 July 2021
SmartBanking inclusive catalogue of telephone services (PDF)	Version December 2020, valid from 15.2.2021

Prices & Conditions

Account & credit card
Basic account (PDF) Basic account (PDF)	Version September 2019 Version effective from July 2021
Basic account fee information document (PDF) Basic account fee information document (PDF)	Version July 2019 Version effective from July 2021
Consumer current accounts (former accounts) (PDF) Consumer current accounts (former accounts) (PDF)	Version January 1^st 2021 Version effective from July 2021
Domestic payments and account maintenance for corporate accounts and escrow accounts (PDF)	Version December 2019
EXKLUSIV account fee information document (PDF) EXKLUSIV account fee information document (PDF)	Version September 1^st 2020 Version effective from July 2021
Corporate account/Escrow account (PDF)	Version January 1^st2021
Gerichtsdepot fee information document (PDF) Gerichtsdepot fee information document (PDF)	Version July 2019 Version effective from July 2021
International private customers (PDF) International private customers (PDF)	Version April 1^st 2021 Version effective from July 2021
MegaCard account fee information document (PDF) MegaCard account fee information document (PDF)	Version July 2019 Version effective from July 2021
MegaCard account 10-13 fee information document (PDF) MegaCard account 10-13 fee information document (PDF)	Version July 2020 Version effective from July 2021
"Mündelkonto" fee information document (PDF) "Mündelkonto" fee information document (PDF)	Version July 2019 Version effective from July 2021
Online account fee information document (PDF) Online account fee information document (PDF)	Version September 1^st 2020 Version effective from July 2021
GoGreen-account fee information document (PDF) GoGreen-account fee information document (PDF)	Version October 1^st 2020 Version effective from July 2021
Personal current account in foreign currency fee information document (PDF) Personal current account in foreign currency fee information document (PDF)	Version July 2019 Version effective from July 2021
Personal current account fee information document (PDF) Personal current account fee information document (PDF)	Version June 2019 Version effective from July 2021
Premium banking customers (PDF) Premium banking customers (PDF)	Version September 1^st 2020 Version effective from July 2021
Private accounts (PDF) Private accounts (PDF)	Version February 2021 Version effective from July 2021
Relax account fee information document (PDF) Relax account fee information document (PDF)	Version September 1^st 2020 Version effective from July 2021
Service-, debit- and credit cards (PDF) Service-, debit- and credit cards (PDF)	Version September 2019 Version effective from July 2021
Student account fee information document (PDF) Student account fee information document (PDF)	Version July 2019 Version effective from July 2021

Apps & Online Services
BusinessNet prices (PDF)

Securities
"Konto für Wertpapierdepot" fee information document (PDF) "Konto für Wertpapierdepot" fee information document (PDF)	Version July 2019 Version effective from July 2021
"Konto für Wertpapierdepot" in foreign currency fee information document (PDF) "Konto für Wertpapierdepot" in foreign currency fee information document (PDF)	Version July 2019 Version effective from July 2021
Securities services (PDF)	Version July 2018
Securities trading via Online Banking (PDF)	Version November 2019
UNIVERS-account (PDF) UNIVERS-account (PDF)	Version October 1^st 2020 Version effective from July 2021
UNIVERS EXKLUSIV-account (PDF) UNIVERS EXKLUSIV-account (PDF)	Version October 1^st 2020 Version effective from July 2021
"Vermögensmanagement Konto für Wertpapierdepot" fee information document (PDF) "Vermögensmanagement Konto für Wertpapierdepot" fee information document (PDF)	Version July 2019 Version effective from July 2021
"Vermögensmanagement Konto für Wertpapierdepot" in foreign currency fee information document (PDF) "Vermögensmanagement Konto für Wertpapierdepot" in foreign currency fee information document (PDF)	Version July 2019 Version effective from July 2021

Safes
Safe deposit boxes annual rental charges, valid for contracts concluded from 04.01.2021	Version January 2021
Safe deposit boxes annual rental charges, valid for contracts concluded until 31.12.2020 (PDF)	Version December 2020

Cash desk services & payment transactions
Cash desk services (PDF) Cash desk services (PDF)	Version May 2020 Version effective from July 2021
International payment services (PDF) International payment services (PDF)	Version July 2020 Version effective from July 2021
Payment services other prices charged (PDF) Payment services other prices charged (PDF)	Version April 2021 Version effective from July 2021

Documentary and guarantee business
Trade Finance Expenses (PDF)	Version January 2021