Select the right credit card for you*

Credit card
Price per year

The annual card fee is charged in advance for 12 months, but will be refunded on a pro-rata basis if the card is cancelled. 

Insurance coverage
Scope of insurance coverage
Priority Pass membership

Priority Pass membership for exclusive access to over 1,900 VIP airport lounges worldwide.

FastTrack
Vienna International
Airport

Enjoy faster security screening at Vienna International Airport.
Valid until 31 December 2026
 

Concierge service

Your personal service is always available.

Further information
The most popular
Mastercard Gold Order

0.00 €
in the 1. year1;
then 65 €

Yes
Medium
No
No
No
Details
Mastercard Platinum Order

0.00 €
in the 1. year1;
then 80 €

Yes
High
Yes

discounted lounge access

No
No
Details
Mastercard World Order

0.00 €
in the 1. year1;
then 135 €

Yes
Very high
Yes

four free lounge visits per year

Yes

20 % discount

No
Details
Mastercard Gold Student Order

0.00 €
for 5 years2;
then 30  €

Yes
Medium
No
No
No
Details
Mastercard Classic Order

0.00 €
in the 1. year1;
then 20 €

No
No coverage
No
No
No
Details
Compare (0) selected
Offer

Secure your chance to win!

Open your current account now with 12 months of free account management** and also apply for your Mastercard credit card – likewise with no card fee for 12 months¹.

Your advantage: automatic participation in the big summer giveaway³
With a bit of luck, you could win 10,000 euros credited directly to your new account or one of 15 stylish cabin suitcases.

Plus a bonus for early birds: 
The first 500 new credit card holders will receive 2 Vienna Airport lounge vouchers for free⁴.

Compare current accounts

Are you wealthy and looking for a credit card with exclusive privileges?

Click the link to explore our Private Banking world.

Are you a freelancer or run a business?

Click the link to view credit cards for business customers.

Legal information
  • *The issuance of credit cards is subject to a credit check.
  • **The offer applies to new account customers who open a Bank Austria current account in combination with online banking by December 31, 2026. The account maintenance fee is waived for one year from the date the account is opened (the quarter in which the account is opened plus the following four quarters); thereafter, the agreed standard account maintenance fee will be charged. Information on any additional costs is available at  bankaustria.at/en/legal-information-display.jsp.
  • 1The offer applies to new Bank Austria Mastercard credit card customers. If you optionally apply for a Bank Austria Mastercard credit card Classic, Gold, Platinum or World by December 31, 2026, no card fee will be charged for the main card in the first year of the contract; from the second year of the contract onwards, the annual fee agreed in the card contract will apply. Any additional costs can be found at bankaustria.at/en/legal-information-display.jsp. Cannot be combined with other special credit card conditions. The issuance of credit cards is subject to a credit check.
  • 2The offer is valid for new customers of Bank Austria Mastercard credit cards. It applies to applications for a Bank Austria Mastercard Gold Student submitted by 30 June 2026. No annual card fee will be charged during the first five years of the contract; from the sixth contract year onwards, the annual fee agreed in the card agreement will apply. Any additional costs can be found bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
  • 3The giveaway runs across two periods: Period 1 (P1) = 1 June 2026 – 15 July 2026; Period 2 (P2) = 16 July 2026 – 31 August 2026. All new account holders aged 18 and over who open a current account and apply for a Bank Austria Mastercard credit card for the first time between 1 June 2026 and 31 August 2026 will be automatically entered into the giveaway. The entry deadline for P1 is 15 July 2026 and for P2 is 31 August 2026. Winners will be selected by 31 July 2026 (P1) and by 16 September 2026 (P2). The draw will take place without the presence of the public. The following prizes will be awarded per period: one prize of €10,000 and 15 cabin suitcases. Legal recourse is excluded. No cash alternative is available for the cabin suitcases. Only one entry per person is permitted. Winners will be notified digitally. The cash prize will be credited to the winner’s newly opened Bank Austria current account by 31 August 2026 (P1) or by 16 October 2026 (P2). The amount will be available for immediate use upon receipt in the account. The cabin suitcases will be sent by post to the address held by Bank Austria. Employees of Bank Austria and their relatives are excluded from participation. For the privacy policy, please visit: bankaustria.at/en/data-protection-regulation.jsp. Participants may withdraw from the prize draw at any time by sending an email with the subject line “Unsubscribe Giveaway Bank Austria Account & Credit Card Summer 2026”, including their first name, surname and date of birth, to marketing@unicreditgroup.at.
  • 4The first 500 new account holders aged 18 and over who, between 1 June and 31 August 2026, take out a new Bank Austria Mastercard credit card (Classic, Gold, Platinum or World) will each receive two vouchers for “one visit for one adult to the VIE Vienna Airport Lounge or Sky Lounge”.The issue of the credit card is subject to a positive creditworthiness check. Participation is automatic upon fulfilment of the eligibility criteria. Vouchers will be allocated in the order in which the credit cards are opened, while stocks last. Notification will be provided digitally; the voucher will be made available for download in online banking within one month. Legal recourse is excluded. Only one entry per person is permitted. Employees of Bank Austria and Mastercard, as well as their relatives, are excluded from participation. For the privacy policy, please visit: bankaustria.at/en/data-protection-regulation.jsp. Participants may withdraw at any time by sending an email with the subject line “Unsubscribe Bank Austria Mastercard Credit Card Vienna Airport”, including their first name, surname and date of birth, to marketing@unicreditgroup.at.

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