Your new Mastercard Gold Student

With the Mastercard credit card for students, you are ideally prepared for many things that might come your way. Whether you are on a study trip, on holiday, or buying new textbooks.

Promotion

Price: 0 € for 5 years1, then 30 €2

Overview of the services:

Comprehensive insurance coverage
Whether it’s travel cancellation, travel interruption, or illness abroad, we’ve got you covered. 

Please note: To be eligible for insurance coverage, your credit card must have been used within two months prior to the occurrence of the insured event. For details about insurance coverage, refer to the Links and Downloads section.

The allyz app provides you with helpful services for every phase of your journey. You can gain access to this extensive service package by registering in the app or at at.allyz.com/mitglied. In order to be able to use all of the services in the app, you must enter your personal Bank Austria user code in the “Add policy” field once. Your user code can be found on the rear of your Bank Austria debit card (Bankcard).
Tip: Enter your journey or your flight to enjoy additional travel benefits.
 

Accepted by some 100 million partners worldwide
Restaurants, shops, hotels, airlines, and more – around 100 million partners worldwide accept your Mastercard for almost any purchase.
 

Secure shopping with the Bank Austria MobileBanking app
You authorise every online payment personally on your smartphone using the MobileBanking app – the app for a wide range of banking transactions.
 

Personalised PIN
You can define the PIN code for your Mastercard yourself: You can change the PIN at all Bank Austria ATMs and eligible third-party ATMs marked with the blue and green logo.
Get tips for creating your personalised PIN here
 

Comprehensive protection for online purchases
The free e-commerce insurance gives you a number of benefits, including purchase protection, a low-price guarantee, and extended guarantee periods. The insurance coverage must be activated online in advance at: https://www.mastercard.com/at/de/personal/e-com-versicherung.html (in German)

Google Pay™ and Apple Pay®
Whether you use an Apple iPhone or an Android smartphone, you can make secure contactless payments anywhere in the world once the feature has been activated.
More on Apple Pay
More on Google Pay
 

Mastercard Touch Card™ for greater accessibility
Thanks to its notched edges, the design of the Mastercard Touch Card™ makes it easier to identify the right card by touch alone – a smart feature, not just for people with visual impairments. In addition, all new cards are made from 100 % recycled plastic.

Block Bank Austria credit card

Your credit card has to be blocked an re-ordered.

Questions & answers

Legal information
  • 1During the first five years of the contract, no card fee is charged for the Bank Austria Mastercard Gold Student.
    This promotion is valid until 30 June 2026.
    From the sixth contract year onwards, the annual fee shown in the display. This offer applies to all customers who have not yet had a Bank Austria Mastercard credit card.
  • 2The card fee is charged annually in advance for 12 months, but will be refunded on a pro rata basis in the event of cancellation.
    The issuance of credit cards is subject to a credit check.
    Until the completion of the studies, but no longer than until the age of 30.

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