Google Pay – contactless, secure and fast
You can use Google Pay* on many modern Android devices with an NFC (near-field communication) function. Payment is contactless, secure and fast. Google Pay is moreover easily installed on your Android device or Wear OS smartwatch.
You can use all the benefits of your debit card (BankCard), debit card (MegaCard) or Bank Austria credit card with Google Pay. Payments can thus be made flexibly and securely – whether online or in a store.
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Paying in stores or restaurants
With Google Pay you can pay contactless by activating your debit card or Bank Austria credit card for Google Pay and holding your smartphone or your smartwatch to the POS terminal. Please unlock your device to pay.
You can also use Google Pay for online payments.
For contactless payments you have to activate the NFC function on your device, set Google Pay as a standard app for payments and set up a screen lock.
You can check and adjust these settings in the Google Wallet*: click on your profile picture/account icon and “Payment Methods”.
Where can I pay with Google Pay?
At all NFC-compatible POS systems or where the Google Pay logo is displayed. This applies to stores and webshops.
Adding your card to Google Pay with the MobileBanking app
In the MobileBanking app click on › Products › Cards › Select card › Services › Add to Google Pay.
Google Pay for in-app and app-payments
Google Pay also facilitates payments in webshops and apps. If Google Pay is available, all default data are automatically accepted. You no longer have to type in a shipping or billing address, nor any credit card codes. All you need to do is click on the Google Pay logo and follow instructions.
Contact
Hotline for mobile payments, Apple Pay and Google Pay
+43 (0)50505 26123
Mon. – Fri. 08:00 – 18:00 hrs.
Links & Downloads
Questions & answers
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Which cards can be used for Google Pay?
You can use Google Pay with your debit card (BankCard), the Bank Austria credit card or debit card (MegaCard).
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Which devices are compatible with Google Pay?
Most Android devices with near-field communication (NFC) and Wear OS smartwatches support Google Pay. Please check your device to ascertain whether you can install Google Wallet and then see “G Pay”.
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Is there a limit for paying with Google Pay?
Google Pay does not specify any limits. The debit or credit card digitalised for Google Pay uses the limits agreed for the underlying physical debit or credit card.
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How do I activate Google Pay on my smartphone?
Go to the App Store and find the "Bank Austria MobileBanking app". Please download the MobileBanking app to add your debit or credit card to Google Wallet.
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Does my device need to be connected to the Internet for payments with Google Pay?
No, payments with Google Pay can also be made without an Internet connection.
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How secure is Google Pay?
Google Pay protects your payment information through a tiered security approach. If you pay in a store with Google Pay, your actual card number is not passed on to the store. Instead, your data will be encrypted and therefore remain protected.
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Does the payment PIN need to be entered for payments with Google Pay?
- A PIN is not required for smartphones at the payment terminal. To enable you to make a payment with Google Pay and to ensure enhanced security, you have to set a screen lock (PIN, pattern, password, biometric unlocks) on your device. You need to unlock your smartphone to make a payment.
- Wear OS smartwatches may require you to enter your PIN at the payment terminal.
* Google Pay and Google Wallet are trademarks of Google LLC.
