Credit cards for companies

That depends on your needs:

• Mastercard Business World: The premium corporate credit card with extended insurance coverage and attractive additional travel benefits such as worldwide lounge access, etc.
• Mastercard Business Preferred: The standard corporate credit card with basic insurance coverage

Compare credit cards for companies

If you use 24You Online banking but do not yet have a business account, you can open an account directly in 24You.

You aren't yet a Bank Austria customer or don't yet have a business account?
Then open a business account online and apply for the corporate credit cards right away.
To the Online Business Account

BA Smart Data is a comprehensive monitoring and reporting tool that allows companies to view and individually evaluate all transactions within their corporate card portfolio at any time.

The most important advantages for our customers:

• significantly less manual effort in administration
• more control over expenses and budgets
• more efficient coordination
• solid decision-making data for optimized cost management

BA Smart Data is available free of charge for companies with at least 5 corporate credit cards.
Please contact your customer advisor.

With Smart Data File Delivery, you can integrate all transactions directly into your accounting software in a fully automated process.

All Bank Austria Mastercard corporate credit cards use EMV 3D Secure for secure Online banking. For maximum security, you can authorize all online payments easily and securely via the MobileBanking app using fingerprint or Face ID.

The Bank Austria MobileBanking app is required for secure approval of online payments by the cardholder(s). An active 24You Online banking account is a prerequisite for using the MobileBanking app.
Please register for 24You here.

Yes, regardless of whether you use an Apple iPhone or a smartphone with the Android operating system: once activated, you can make contactless and secure payments for your purchases – anywhere in the world.
More about Apple Pay
More about Google Pay

Possible reasons why you couldn't pay with your credit card are:

• You don't have the MobileBanking app. This is a prerequisite for approving online payments.
• The company's total credit limit and/or card limit has been exhausted.
• Unstable internet connection.
• The card details were entered incorrectly.

If you have any questions, please contact our service line for corporate credit cards (Mon-Fri from 8:00 a.m. to 7:00 p.m.): +43 (0) 5 05 05 - 26262
Outside these hours, the 24-hour service line is available at +43 (0) 5 05 05-25.

Limit changes for company credit cards must be requested by the company contract holder via the customer advisor.

Cardholders receive their individual statements in their MobileBanking app and their 24You Online banking.
The company/collective statement is made available to the company in Business Net, 24You, or Smart Data.

Our service line for corporate credit cards (Mo - Fr from 8:00 a.m. to 7:00 p.m.) is available to cardholders at +43 (0) 50505-26262.
 
For card blocks, you can also call the 24-hour service line at +43 (0) 50505-25.

Please report e-commerce complaints directly via 24You. The forms can be found under the following path:

Credit cards › Bank Austria credit card › Report a claim
Based on the type of claim, please select the appropriate form in 24You, fill it out, and sign it using your TAN.

A dispute arises when you have made the transaction yourself.
Fraud occurs when you have NOT made the transaction yourself.

For questions about insurance coverage:
Phone: +43 1 525 03-6812, Monday to Friday from 8:30 a.m. to 4:30 p.m.
Email: service.at@allianz.com

For emergency assistance during your trip:
Phone: +43 1 525 03-245

Claims notification:
claims.at@allianz.com