Bank Austria Mastercard Business Preferred
Bank Austria Mastercard Business Preferred offers comprehensive insurance coverage and a wide range of benefits for cashless payments worldwide.
Price per year: 60.00 €1
Overview of the services:
Smart Data
Smart Data is a powerful web-based platform that enables business customers to manage, analyse, and optimise their company credit card spending. Developed for modern businesses that want full transparency and control when it comes to their company credit card transactions – in near real-time, with clear and efficient management. Companies that have at least five active company credit cards are eligible for access to Smart Data.
Visit the Smart Data website
Comprehensive insurance benefits
Whether it’s travel cancellation, travel interruption, or illness abroad, we’ve got you covered.
Please note: To be eligible for insurance coverage, your credit card must have been used within two months prior to the occurrence of the insured event. For details about insurance coverage, refer to the Links & Downloads section. Please send insurance claims to claims.at@allianz.com.
The allyz app provides you with helpful services for every phase of your journey. You can gain access to this extensive service package by registering in the app or at at.allyz.com/mitglied. In order to be able to use all of the services in the app, you must enter your personal Bank Austria user code in the “Add policy” field once. Your user code can be found on the rear of your Bank Austria debit card (Bankcard).
Tip: Enter your journey or your flight to enjoy additional travel benefits.
Accepted by around 100 million partners worldwide
Restaurants, hotels, airlines, shops, and more – around 100 million partners worldwide accept your Mastercard for almost any purchase.
Google Pay™ and Apple Pay®
Whether you use an Apple iPhone or an Android smartphone, you can make secure contactless payments anywhere in the world once the feature has been activated.
More on Apple Pay
More on Google Pay
Secure payment authorisation with the Bank Austria MobileBanking app
You authorise every online payment personally on your smartphone using the MobileBanking app – the app for a wide range of banking transactions.
Comprehensive protection for online purchases
Get even more protection for your purchases with the Business Protection Package – the free insurance package for Mastercard company credit cards.
This insurance protection can be activated online at:
https://www.mastercard.at/business-protection-package (in German)
Personalised PIN
You can define the PIN code for your Mastercard yourself: You can change the PIN at all Bank Austria ATMs and eligible third-party ATMs marked with the blue and green logo.
Mastercard Touch Card™ for greater accessibility
Thanks to its notched edges, the design of the Mastercard Touch Card™ makes it easier to identify the right card by touch alone – a smart feature, not just for people with visual impairments. In addition, all new cards are made from 100 % recycled plastic.
Mastercard Business Bonus
With Mastercard Business Bonus, you can enjoy offers from worldwide partners. For details, visit https://www.mastercard.com/businessbonus/en-at/home.
Links & Downloads:
Questions & answers
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Which Bank Austria corporate credit card is the right one for my company?
That depends on your needs:
- Mastercard Business World: The premium corporate credit card with extended insurance coverage and attractive additional travel benefits such as worldwide lounge access, etc.
- Mastercard Business Preferred: The standard corporate credit card with basic insurance coverage
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How can I apply for a corporate credit card?
If you use 24You Online banking but do not yet have a business account, you can open an account directly in 24You.
You aren't yet a Bank Austria customer or don't yet have a business account?
Then open a business account online and apply for the corporate credit cards right away.
To the Online Business Account -
How can I, as an entrepreneur, get an overview of my corporate card portfolio (Smart Data)?
BA Smart Data is a comprehensive monitoring and reporting tool that allows companies to view and individually evaluate all transactions within their corporate card portfolio at any time.
The most important advantages for our customers:
- significantly less manual effort in administration
- more control over expenses and budgets
- more efficient coordination
- solid decision-making data for optimized cost management
BA Smart Data is available free of charge for companies with at least 5 corporate credit cards.
Please contact your customer advisor. -
Can I integrate my company credit cards into my accounting system?
With Smart Data File Delivery, you can integrate all transactions directly into your accounting software in a fully automated process.
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What security measures are in place for Bank Austria corporate credit cards?
All Bank Austria Mastercard corporate credit cards use EMV 3D Secure for secure Online banking. For maximum security, you can authorize all online payments easily and securely via the MobileBanking app using fingerprint or Face ID.
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How can I pay online with my Bank Austria corporate credit card?
The Bank Austria MobileBanking app is required for secure approval of online payments by the cardholder(s). An active 24You Online banking account is a prerequisite for using the MobileBanking app.
Please register for 24You here. -
Can I use my Bank Austria corporate credit card to pay with Google Pay™ and Apple Pay®?
Yes, regardless of whether you use an Apple iPhone or a smartphone with the Android operating system: once activated, you can make contactless and secure payments for your purchases – anywhere in the world.
More about Apple Pay
More about Google Pay -
I'm having trouble paying with my credit card. What can I do?
Possible reasons why you couldn't pay with your credit card are:
- You don't have the MobileBanking app. This is a prerequisite for approving online payments.
- The company's total credit limit and/or card limit has been exhausted.
- Unstable internet connection.
- The card details were entered incorrectly.
If you have any questions, please contact our service line for corporate credit cards (Mon-Fri from 8:00 a.m. to 7:00 p.m.): +43 (0) 5 05 05 - 26262
Outside these hours, the 24-hour service line is available at +43 (0) 5 05 05-25. -
How can I change the limit on my company credit cards?
Limit changes for company credit cards must be requested by the company contract holder via the customer advisor.
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Where can I view the transaction details for my company credit cards?
Cardholders receive their individual statements in their MobileBanking app and their 24You Online banking.
The company/collective statement is made available to the company in Business Net, 24You, or Smart Data. -
I have a general question about corporate credit cards (transactions, blocking, payment issues, etc.). Whom can I contact?
Our service line for corporate credit cards (Mo - Fr from 8:00 a.m. to 7:00 p.m.) is available to cardholders at +43 (0) 50505-26262.
For card blocks, you can also call the 24-hour service line at +43 (0) 50505-25. -
I would like to report the loss or theft (block card) of my company credit card. How do I do this?
24YouAfter logging into your 24You Online banking, click on the menu on the left › Credit cards › Select the card you want to block › Block card.
You can then reorder the card: Card details › Reorder card.
MobileBanking appProducts › Cards › Select the card you want to block › Block card
You can then reorder the card: Services › Reorder card
24-hour service line -
How do I report misuse or a sales complaint regarding my company credit card?
Please report e-commerce complaints directly via 24You. The forms can be found under the following path:
Credit cards › Bank Austria credit card › Report a claim
Based on the type of claim, please select the appropriate form in 24You, fill it out, and sign it using your TAN.A dispute arises when you have made the transaction yourself.
Fraud occurs when you have NOT made the transaction yourself. -
I have an insurance claim relating to my company credit card. What should I do?
For questions about insurance coverage:
Phone: +43 1 525 03-6812, Monday to Friday from 8:30 a.m. to 4:30 p.m.
Email: service.at@allianz.comFor emergency assistance during your trip:
Phone: +43 1 525 03-245Claims notification:
claims.at@allianz.com
- *Valid until 31 December 20251The annual card fee (in the amount of 60 euro) is charged in advance for 12 months, but will be refunded on a pro-rata basis if the card is cancelled.
Issuance of the credit card is subject to a credit check. An active business current account is required for the card to be issued.