Bank Austria Mastercard Business Preferred
Bank Austria Mastercard Business Preferred – available from August 2025 – offers comprehensive insurance coverage and a wide range of benefits for cashless payments worldwide.

Smart Data
Smart Data is a powerful web-based platform that enables business customers to manage, analyse, and optimise their company credit card spending. Developed for modern businesses that want full transparency and control when it comes to their company credit card transactions – in near real-time, with clear and efficient management. Companies that have at least five active company credit cards are eligible for access to Smart Data.
Visit the Smart Data website

Comprehensive insurance benefits
Whether it’s travel cancellation, travel interruption, or illness abroad, we’ve got you covered.
Please note: To be eligible for insurance coverage, your credit card must have been used within two months prior to the occurrence of the insured event. For details about insurance coverage, refer to the Links & Downloads section.
The allyz app provides you with helpful services for every phase of your journey. You can gain access to this extensive service package by registering in the app or at at.allyz.com/mitglied. In order to be able to use all of the services in the app, you must enter your personal Bank Austria user code in the “Add policy” field once. Your user code can be found on the rear of your Bank Austria debit card (Bankcard).
Tip: Enter your journey or your flight to enjoy additional travel benefits.

Accepted by around 100 million partners worldwide
Restaurants, hotels, airlines, shops, and more – around 100 million partners worldwide accept your Mastercard for almost any purchase.

Google Pay™ and Apple Pay® – Apple Pay® not available until September 2025
Whether you use an Apple iPhone or an Android smartphone, you can make secure contactless payments anywhere in the world once the feature has been activated.

Secure payment authorisation with the Bank Austria MobileBanking app
You authorise every online payment personally on your smartphone using the MobileBanking app – the app for a wide range of banking transactions.

Comprehensive protection for online purchases
Get even more protection for your purchases with the Business Protection Package – the free insurance package for Mastercard company credit cards.
This insurance protection can be activated online at:
https://www.mastercard.at/business-protection-package (in German)

Personalised PIN
You can define the PIN code for your Mastercard yourself: You can change the PIN at all Bank Austria ATMs and eligible third-party ATMs marked with the blue and green logo.

Mastercard Touch Card™ for greater accessibility
Thanks to its notched edges, the design of the Mastercard Touch Card™ makes it easier to identify the right card by touch alone – a smart feature, not just for people with visual impairments. In addition, all new cards are made from 100 % recycled plastic.

Mastercard Business Bonus
With Mastercard Business Bonus, you can enjoy offers from worldwide partners. For details, visit https://www.mastercard.com/businessbonus/en/home.
Price per year: 60.00 €1
Links & Downloads:
Block card
In case of loss or theft, block your Mastercard immediately!
24h Service Line
Block your Mastercard using the 24h Service Line.
Tel.: +43 (0) 50505-25
- *Valid until 31 December 20251The annual card fee (in the amount of 60 euro) is charged in advance for 12 months, but will be refunded on a pro-rata basis if the card is cancelled.
Issuance of the credit card is subject to a credit check. An active business current account is required for the card to be issued.