24You

The new online banking of Bank Austria.

OnlineBanking & BusinessNet

The familiar online banking for private customers and companies.

What if investment were very simple? If you could make decisions free of cost considerations and at the same time you had support from the expert know-how of dozens of professionals? What if EXKLUSIV were to offer you a broad and tested range of funds from our eleven selected fund partners?

The flexible service model

Because the freedom to act in a quick, flexible and uncomplicated manner in financial matters is more important than ever. Our answer to this is UNIVERS EXKLUSIV.

Expert opinion
Expert opinion
“UNIVERS EXKLUSIV facilitates a new form of collaboration and a new form of transparency. This service model thus paves the way for optimum investment, the primary goal of our customers.”
Ruth Iwonski-Bozó, Head of Private Banking

Partnership

Comprehensive advice in all asset questions, intensive exchange of information and individual product solutions

Transparency

Holistic advice as well as broad, hand-picked range of products

Flexibility

Take investment decisions free of cost considerations on the basis of a flat-rate expenses agreement.

UNIVERS EXKLUSIV is a unique solution model for transparent and high-quality investment advice. You take investment decisions yourself. Your customer advisor accompanies you with comprehensive advice during this process.

On the basis of a flat-rate expenses agreement (UNIVERS EXKLUSIV fee), this new model of collaboration facilitates an even more active partnership with the customer advisor. This means comprehensive advisory services in all asset matters and intensive exchange of information, without having to think about individual cost items.

What’s more, trail commissions that the bank receives from the funds companies for the investment funds held by you reduce your UNIVERS EXKLUSIV fee. 

in addition to advice and services, an attractive basic package (account management, a BankCard and a Visa Infinite credit card per holder) round off the service spectrum of UNIVERS EXKLUSIV for your finances.

Footnotes & legal information

This marketing notification does not constitute any investment advice or investment recommendation. In particular, it is not an offer or a request to take out an investment. It serves solely as preliminary information and cannot replace a consultation based on the individual circumstances and knowledge of the investor.

Every capital investment is associated with risk. The value and return of an investment can suddenly and considerably increase or fall and cannot be guaranteed. Currency fluctuations can also influence the development of the investment. There is the possibility that the investor does not receive the total invested sum back, among others, if the capital investment only exists for a short time. The longer the investment horizon, the less significant short-term fluctuations are. Your advisor will be pleased to assist you in determining the right investment strategy for you.

Our brochure “Summary of the guidelines for handling conflicts of interest and the disclosure of benefits” provides you with information regarding the fundamental handling by Bank Austria of conflicts of interest and regarding the disclosure of benefits. Your Private Banking advisor will be pleased to advise you in detail.

For questions relating to your individual tax situation, we recommend that you seek the advice of a tax advisor. The handling with regard to tax matters depends on your personal circumstances and can be subject to future changes.

Citizens of the US or people with their place of residence, tax assessment and/or companies in this country may not be offered the UNIVERS EXKLUSIV even in Austria, and/or they may not purchase it.