We believe that good ideas deserve a chance.

With our MicroCredits, we can finance your project after the positive outcome of an individual review of your project.

Have you developed a unique business idea and already have a well thought-out implementation plan? But you don’t have the necessary start-up capital? We know how difficult it is to get a loan to create a company. We also believe that it is important to invest in innovative ideas. Our cooperation with Austria Wirtschaftsservice Gesellschaft mbH (aws)1 and the WKBG (Wiener Kreditbürgschafts- und Beteiligungsbank AG)2 enables us to support the start-up and growth of micro-enterprises.

What does a MicroCredit consist of?


Thanks to MicroCredits, we can promote the creation and development of small companies not only through conventional forms of financing, but also by making the necessary expertise available.

A MicroCredit is part of the Social Impact Banking Initiative and an effective instrument for corporate and social development.


Contact us

We help companies who have difficulty accessing loans through traditional banking channels, and support the founding and growth of small companies through microcredit programs that combine financing with the basic skills and networks that they need for growth.

Legal information
1 Austria Wirtschaftsservice Gesellschaft mbH (aws) is the federal government's development bank. The aws guarantee enables funding through guarantee underwriting. This funding offer is aimed at newly acquired and newly established economically independent, commercial small and medium-sized enterprises. Subject to a positive guarantee decision. More info at www.aws.at.
2 WKBG (Wiener Kreditbürgschafts- und Beteiligungsbank AG) with its instruments to provide guarantees and take stake-holdings, is an important source of support for financing companies with registered and/or branch offices in Vienna.


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