24You

The new online banking of Bank Austria.

OnlineBanking & BusinessNet

The familiar online banking for private customers and companies.

Individual consultation for your online shop

No matter whether it’s a small business or large corporation: Today, the online shop is the flagship of every company. With the “Perfect eShop” service package, Bank Austria offers you all-round support from professionals. Together with our cooperation partners (list the partners) we support you all the way from the planning and selection of payment methods to the technical implementation and final sales optimisation of your shop.


1. All-round advice for the perfect online shop at all stages
The Perfect eShop of Bank Austria is suitable for all company sizes and industries - both for novices in online trading and for established online shops. You can receive all services from a single source. You can select individual service modules or order the entire service package. In addition, you can benefit from Bank Austria’s expertise and network in payment transactions and e-payment.
2. Establishment and technical support of your online shop
Every online shop should be as individual as the products offered and the company behind them. That’s why we are offering you a customised shop package. From conception to design and implementation, we tailor your e-commerce presence perfectly to your target group, product range and company size.
3. Integration of optimal payment methods
Give your customers a safe and, above all, uncomplicated shopping experience. Rely on secure services such as eps transfer and direct debit. Click here for more detailed information.
4. Sales optimisation and big data measures
Increase your conversion rate by integrating data analysis tools that analyse your customer data in a meaningful way. Optimise your sales success through professional search engine optimisation (SEO) and benefit from a better Google ranking.
5. Training of your employees
Your employees shall be trained in e-commerce. Workshops provide you with comprehensive detailed knowledge of the features of your shop as well as the ability to use the corresponding tools for your work.
6. Development and implementation of customer loyalty and bonus programmes
Get expert support for the integration of new customer loyalty and bonus programmes that can be tailored to your shop system and your company’s requirements.
7. Implementation of ems direct debit

With “ems direct debit” you can set up SEPA direct debit mandates with minimal effort. By using the IT infrastructure of Austrian banks, it provides a secure service for creditors to obtain authorisation for a SEPA direct debit mandate from their debtors. It can be used without requiring further registration or the need for additional hardware or software.

The advantages of ems direct debit:

  • ems direct debit is based on the respective online banking system of the banks.
  • ems direct debit is multibank-compatible and, of course, SEPA-compliant. Only a standardised, technical XML interface is required.
  • ems direct debit is carried out in real time: SEPA direct debit mandates verified and successfully authenticated by the bank computer are immediately confirmed to you online. This enables you to submit SEPA direct debits straight away.   
8. Implementation of e-identification

The purpose of e-identification is to cross-check the personal data of customers already registered with you (first name, surname, date of birth, address) with their consent. The cross-check with the information stored at the bank is carried out in real time. The customer’s data is immediately forwarded to the bank computer, which immediately confirms online to the web shop the data to be checked after authorisation by the customer. The advantage to you: You can offer services in your shop that require the authenticity of customer data. All data traffic is completely automatic, electronic and encrypted. All users involved (webshop, buyer, banks) must authenticate themselves.

E-identification is attractive for companies from a wide variety of industries (e.g. online shops, insurance companies, telephone providers). The prerequisite for using the service is an existing company current account and an existing online shop on the Internet.