That's my kind of account!
Pick the current account that works for you – with the option of a credit card tailored to your needs. For even greater security, you can also sign up for the Just-in-Case Internet Banking Protection Package.
1 year free account management1
Your account. Your everyday life.
Our Online, GoGreen, and Relax account models are tailored to different needs – whether you prefer digital-first banking, a more sustainable choice, or full-service support. Choose the account that suits you best.
1 year free
credit card2
Your credit card. Your lifestyle.
Bank Austria Mastercard Gold, Platinum and World credit cards are designed around the way you live – with services tailored to you. Choose the credit card that suits you best.
25 euro starting bonus for Just-in-Case3
Online banking insurance.
This insurance helps cover financial losses resulting from phishing, trojans and fraudulent transactions connected with your Online banking.
It's that easy:
- Select your current account and open it directly with free Online banking.
- Once your account is activated, you can easily select and apply for your credit card in Online banking under › Offers › Cards.
- You will receive your start bonus for one of the Just-in-Case protection packages exclusively when you sign up via your personal link. This link will be sent to your Communication Center in Online banking a few days after opening your account.
Already a Bank Austria customer?
You can still benefit from this currenct account promotion1 if you already bank with us but do not yet have an account.
Simply open the account that suits you best and benefit from 1 year of free account management, as well as 1 year free of credit card fees2 when choosing a credit card.
Already a Bank Austria customer but don't have Online banking access yet? Request Online banking here
- 1The offer applies to new account customers who open a Bank Austria current account in combination with online banking by December 31, 2026. The account maintenance fee is waived for one year from the date the account is opened (the quarter in which the account is opened plus the following four quarters); thereafter, the agreed standard account maintenance fee will be charged. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp.
- 2The offer applies to new Bank Austria Mastercard credit card customers. If you apply for a Bank Austria Mastercard credit card by December 31, 2026, no card fee will be charged for the principal card in the first year of the contract; from the second year of the contract onwards, the annual fee agreed in the card contract will apply. Information on any additional costs is available at bankaustria.at/en/legal-information-display.jsp. This cannot be combined with other special credit card terms and conditions. The issuance of credit cards is dependent on a customer’s creditworthiness.
- 3New current account customers who open a Bank Austria current account in combination with online banking by May 31, 2026 will receive a starting bonus of 25 euros if they opt for one of the three ERGO Just-in-Case online banking group insurance packages, if the agreement for the purchase of an ERGO Just-in-Case group insurance policy is signed by June 30, 2026 via the link provided for this purpose in Bank Austria’s online banking communication center. The starting bonus will be credited to your account in the month after the first Just-in-Case fee has been debited. The Just-in-Case fee will be debited from your account on a monthly basis.
Just-in-Case is an insurance product offered by ERGO Versicherung Aktiengesellschaft. By concluding this insurance policy, you accede to the group insurance contract between UniCredit Bank Austria AG and ERGO Versicherung AG.
Please note: This product is not available to customers residing abroad.
UniCredit Bank Austria AG is a contractually bound insurance agent of ERGO Versicherung Aktiengesellschaft, ERGO Center, Businesspark Marximum / Objekt 3, Modecenterstraße 17, 1110 Vienna, in the insurance brokerage business as an ancillary business. UniCredit Bank Austria AG is entitled to receive premiums and amounts intended for the customer. GISA number: 27506127
February 2026