The UniCredit Bank Austria student account now comes with a bonus of up to 80 euros
- A 40-euro welcome voucher when you open a student account for the first time by 30 November 2026, redeemable at H&M, Zalando, MediaMarkt and many other partners, plus up to 40 euros in bonus after completing transactions with your debit card
- Free account management1, online banking, the MobileBanking app and a free debit card (BankCard) with contactless functionality (NFC), as well as contactless payments via Apple Pay and Google Pay
- GoGreen: For every euro in a student’s account, an equivalent amount is invested in projects that meet the criteria of the Austrian Ecolabel2
- Optional Bank Austria Mastercard Gold Student credit card with no annual fee for the first five years3, 4 when applied for by 31 December 2026
For all your smart choices: UniCredit Bank Austria’s student account not only offers free account management, modern mobile banking and online banking, a debit card (BankCard) with NFC contactless functionality and contactless payments via Apple Pay and Google Pay, but also a welcome voucher worth 40 euros and up to 40 euros in bonuses following successful transactions with the debit card.
Daniela Barco, Board Member for Retail at UniCredit Bank Austria: “With our student account, we aim to provide students with the best possible support as they embark on this new phase of their lives. They benefit from free account management, modern mobile and online banking, Apple Pay and Google Pay, as well as a free debit card, plus an attractive welcome voucher worth 40 euros and a bonus of up to 40 euros. At the same time, students have the opportunity to use their account to contribute to the funding of sustainable projects. In this way, we combine excellent banking services and practical benefits with a sense of responsibility for the future.”
40 euros welcome voucher and up to 40 euros bonus
Students who open a student account with UniCredit Bank Austria for the first time by 30 November 2026 will receive a welcome gift in the form of a 40-euro voucher from partners such as H&M, Zalando, MediaMarkt and many more*. To receive an additional bonus of up to 40 euros, students must register with CashBack Mobile and make payments using their physical or digital Bank Austria debit card**.
GoGreen
For every euro in a student’s account, an equivalent amount is invested in projects that meet the criteria of the Austrian Ecolabel.
Mastercard credit card with no annual fee for the first five years
Students also have the option of applying for a Bank Austria Mastercard Gold Student, for which no annual fee will be charged for the first five years of the contract if applied for by 31 December 2026. The credit card offers comprehensive insurance cover, around 100 million merchants worldwide, secure shopping via the Mobile Banking app, a customisable PIN, contactless payments with Apple Pay and Google Pay, a Mastercard Touch Card™ for greater accessibility and, if desired, a free Pride-themed design.
Student savings account5 with a promotional interest rate of 3 % p.a. for 12 months6
UniCredit Bank Austria currently also offers students a student savings account for balances of up to 15,000 euros7 if opened by 30 November 2026.
The student account can be opened at any branch or conveniently online via video verification.
The terms and conditions stated apply until the end of your studies, but no later than your 30th birthday.
Full details at: studenten.bankaustria.at
Enquiries:
UniCredit Bank Austria Media Relations
Matthias Raftl, Tel.: +43 (0) 5 05 05-52809;
Email: matthias.raftl@unicreditgroup.at
| * | A 40-euro welcome voucher when you open a student account for the first time by 30 November 2026, redeemable with a wide range of partners such as H&M, Zalando, MediaMarkt and many more. |
| ** | To receive the first 20 euro bonus, you must make at least 3 payments using your physical or digital debit card within the first 30 days of activating the Bank Austria bonus offer in CashBack Mobile. If you make at least 3 further payments within the following 30 days, a further 20 euro will be credited to your account. Provided all conditions are met, a maximum total of 40 euro will be credited to your account. |
| 1 | The student account is free of charge, provided you maintain a positive account balance. Student accounts are intended for students up to the age of 30. Student accounts held by people who have reached the age of 30 will automatically be converted to an online account. |
| 2 | The Austrian Eco-Label was awarded to the “GoGreen Student Account” by the Federal Ministry of Agriculture, Forestry, Climate and Environmental Protection, Regions and Water Management (BMLUK) because the projects financed by these current account deposits take into account not only economic but also environmental and social criteria. The Eco-Label guarantees that these criteria and their implementation are suitable for selecting appropriate projects. This has been verified by an independent body. The award of the Eco-Label does not constitute an economic assessment and does not allow any conclusions to be drawn regarding the future performance of the financial product. |
| 3 | This offer applies to new Bank Austria Mastercard credit card customers. Valid when applying for a Bank Austria Mastercard Gold Student credit card by 31 December 2026. No annual fee will be charged for the first 5 years of the contract; from the sixth year onwards, the annual fee agreed in the card contract applies. Any additional costs can be found at https://www.bankaustria.at/en/legal-information-display.jsp . Credit card approval is subject to a credit check. |
| 4 | The card fee is charged annually in advance for 12 months, but will be refunded on a pro rata basis in the event of cancellation. Credit card approval is subject to creditworthiness. Valid until the end of your studies, or until you reach the age of 30 at the latest. |
| 5 | The terms, fees and conditions of the ‘Savings Account 24h II’ apply to the student savings account |
| 6 | Offer valid from 31 August to 30 November 2026. Once the 12-month fixed-rate period of 3% p.a. has expired, a fixed interest rate of 0.01% p.a. will apply. Taxes are not taken into account. |
| 7 | Transfers to the Student Savings Account that exceed the maximum balance of 15,000 euros cannot be processed. |