UniCredit Bank Austria puts together EUR 150 million housing package with fixed-rate loan at 2.8 per cent p.a.
- UniCredit Bank Austria housing package: Favourable fixed-rate mortgage loans with terms of 2.8 percent p.a. fixed for 5 years
- UniCredit Bank Austria launches housing campaign with a strong signal for affordable housing
- The housing package supports the purchase of a home and strengthens the economy
To support the purchase of a new home, UniCredit Bank Austria has put together a new housing package with favourable conditions. A total of 150 million euros in favourable fixed-rate mortgage loans up to an amount of 300,000 euros with a fixed rate of 2.8 percent p.a. over 5 years are available*.
Daniela Barco, Member of the Management Board for Retail at UniCredit Bank Austria: “Promoting affordable housing in Austria is the order of the day for us. Demand for housing finance is picking up noticeably again - a clear sign that the market is stabilising and the general conditions are improving. Now is exactly the right time to actively support this development and provide a new impetus for affordable property. That is why we have put together an attractive housing package totalling 150 million euros. UniCredit Bank Austria's first housing package was a complete success, which we are now consciously building on with an even larger volume and a clear signal for more confidence and the residential property market.”
The €100 million residential property package launched by UniCredit Bank Austria in 2024 met with very high demand. Since then, the momentum on the Austrian residential property market has continued to improve. Current data shows that private residential property financing has increased significantly. In 2025, an average of around EUR 1.4 billion in new residential construction loans were granted to private households every month - an increase of around 50 per cent compared to the annual average in 2024.
Slightly lower property prices in recent years have been accompanied by a noticeable rise in income and lower interest rates, which has improved the overall conditions for buying a home. Since peaking in 2022, property prices have fallen by 2.7 per cent, while average net income (employed persons) has risen by 20 per cent during this period. As a result, the average cost of 100 square metres of living space has fallen from 14.4 annual incomes in 2022 to 11.2 annual incomes in 2025 - i.e. 3 average annual incomes less. With the new housing package, UniCredit Bank Austria is continuing this positive trend and emphasising its clear commitment to affordable home ownership in Austria.
* From the beginning of February 2026, UniCredit Bank Austria will be offering favourable fixed-rate mortgage loans of up to EUR 300,000 at a fixed rate of 2.8 percent p.a. over 5 years to finance a home. Amounts in excess of the maximum amount for this offer of 300,000 euros will be financed at current standard conditions. If the special conditions are utilised, the entire financing volume must be taken out via UniCredit Bank Austria.
Enquiries:
UniCredit Bank Austria Media Relations
Matthias Raftl, Phone: +43 (0) 5 05 05-52809;
e-mail: matthias.raftl@unicreditgroup.at