The acceptance deadlines at a glance
Bank Austria acceptance deadlines for electronically delivered SEPA, domestic and foreign payments, as well as SEPA direct debits from corporate customers.
Payment orders (files) from corporate customers - corporate customers with a Current Account for Companies or Foreign currency corporate account - if delivered electronically using BusinessLine, BusinessNet and EBICS, are processed in line with the following acceptance deadlines:
There will be no execution of payment transactions on the following holidays in 2025:
| Holiday | Date |
|---|---|
| New Year's Day | Wednesday, January 1, 2025 |
| Epiphany | Monday, January 6, 2025 |
| Good Friday | Friday, April 18, 2025 - payments will be processed.* |
| Easter Monday | Monday, April 21, 2025 |
| National Day | Thursday, May 1, 2025 |
| Ascension Day | Thursday, May 29, 2025 |
| Whit Monday | Monday, June 9, 2025 |
| Corpus Christi | Thursday, June 19, 2025 |
| Assumption of Mary | Friday, August 15, 2025 |
| National Day | Sunday, October 26, 2025 |
| All Saints' Day | Saturday, November 1, 2025 |
| Immaculate Conception | Monday, December 8 2025 |
| Christmas Day | Thursday, December 25, 2025 |
| St. Stephen's Day | Friday, December 26, 2025 |
* The Debtor account in UniCredit Bank Austria will be debited.
If the creditor account is within UniCredit Bank Austria, also the Credit Booking is done on Good Friday.
If the creditor account is not within UniCredit Bank Austria, the forwarding will be done on the next possible EUR working day = Tuesday after Easter Forwarding of EUR-payments to other banks with value date “Good Friday” is not possible.
Sepa-Standard-payments, which must be received by the creditor before “Good Friday”, must be initiated 2 days before Good Friday.
| Delivery | Latest acceptance time | |
|---|---|---|
| SEPA Credit Transfer | ||
| Electronic delivery | requested processing date | 4:00 p.m. |
| SEPA Direct Debit submissions | ||
| SEPA Direct Debit Core (First, One Off, Recurrent, Final) | Two business days before the requested due date (DueDate) | 4:00 p.m. |
| SEPA Direct Debit B2B (First, Recurrent, One Off, Final) | Two business days before the requested due date (DueDate) | 4:00 p.m. |
| Euro Express Payment | ||
| Electronically delivered Euro Express Payment *) | requested processing date | 4:00 p.m. |
| Euro Express Payment delivered on paper **) | requested processing date | 3:00 p.m. |
| Foreign Payment transactions | ||
| Without FX currency conversion (debited in the same currency) | ||
| Standard electronic credit transfer | requested processing date | 2:00 p.m. |
| Urgent electronic credit transfer | requested processing date | 3:00 p.m. |
| With FX conversion (currency debited in other currency) | ||
| Electronic credit transfer | requested processing date | 10:30 a.m. |
Payment orders that are received electronically in Bank Austria by the specified acceptance date and time are processed on the desired processing/due date. Payment orders that are received by the bank after the specified acceptance deadline, will still be processed whenever possible ("best effort") on the date of submission, otherwise they will be treated as if they had been received by the bank on the following business day. (Exceptions are possible for orders with same day value dates).
Terms and conditions for the above acceptance deadlines for business customers
- These acceptance deadlines apply to the BusinessLine, BusinessNet and EBICS delivery channels. For other channels, please contact your relationship manager.
- The delivered payment order must be able to be executed automatically without any manual processing steps.
- Sufficient account balance or disposable funds are available.
Footnotes:
*) valid with SDVA file delivery using XML (Rulebook 4.0 and higher)
**) orders placed in person at a counter or within a branch
