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Protect yourself against bad debt with the trade credit insurance

Trade credit insurance protects you against the loss of receivables for goods deliveries or services on account. It offers you an extensive and free credit check in order to be able to rely on the right business partners.

When is a trade credit insurance policy useful?
If you deliver to companies (B2B) and agree a payment term. Especially if you deliver to new customers or unknown companies. In the event of damage, you will be reimbursed the outstanding amount less the deductible.


  • You are opening up a new business segment and are not yet able to assess the new clientele.
  • You receive an unusually large order, and you wonder whether a possible default might be too risky for your company.
  • So far you have only offered your services in Austria. Now you have a request from abroad.
Legal information

Bank Austria Creditanstalt Versicherungsdienst GmbH acts as an insurance broker and provides the advice. UniCredit Bank Austria AG only provides recommendations.