How can I best prepare myself for a discussion with my financial advisor?
Preparation is important in order to achieve an optimum consultancy result. The more information your advisor receives from you, the more accurate the result will be for the liquidity check. Here you will find a checklist with all the important points that you can prepare in advance.
Liquidity Check >
Calculate all possible scenarios for better financial planning with Smart Planner. For small businesses with a turnover of up to EUR 1 million and for freelancers.
Smart Planner >
Where do you stand in relation to the competition? Compare your company’s key figures with the industry average. This enables you to identify strengths and potential for improvement.
Industry Check >
What documents do I need for a quick loan decision?
In order to make a quick decision on your operating loan or investment loan, you should have the following documents with you when you talk to our experts:
- Photo ID (passport, identity card)
- EPUs/and natural persons: Registration form and Industry credentials
- legal entities: excerpt from the Commercial Register or the Register of Associations
- When founding a new company or a young entrepreneur: notarial deed and shareholders’ resolution
- the last 3 balance sheets incl. statement of changes in fixed assets or statement of income and expenditure incl. statement of changes in fixed assets
- current balance list
- current accounting information from the tax office
- current accounting information from the Social Insurance Fund and the Regional Health Insurance Fund (insofar as you have employees in your company)
when founding a new company/young entrepreneur:
- business concept/business plan (incl. 3-year financial plan and curriculum vitae)
Are you no longer in a position to make your loan repayments? Is business going worse than expected? Have you suddenly found yourself incapacitated for work? Even if one does not want to assume the worst, one should secure oneself in time. With our risk protection, you can pursue your business with peace of mind.
You wouldn’t wish it on anyone, but accidents do happen. A prolonged absence or even occupational disability can financially ruin the self-employed. Protect yourself against such strokes of fate. We will be happy to advise you on the arranging of your personal insurance policy.
A fire in the production hall or flooding in the server room can paralyse companies from one day to the next. Although catastrophes cannot always be prevented, property insurance can at least compensate you for the damage incurred in the event of a catastrophe.
Funding is subject to financial conditions. In this way, a new loan can lay the foundations for suitable funding. Conversely, funding can improve creditworthiness and make new third-party financing possible. Our experts will provide you with an overview and find the suitable variant for your company.