Bank Austria has obtained ratings by two major rating agencies („Moody’s“ und „Standard & Poor’s“).

A "rating" assigned by a rating agency (such as "Moody's", "Standard & Poor's" and "Fitch") represents an opinion on the credit standing and the likelihood of default of a rated entity (e.g. of a company, a bank, etc.) or a security (e.g. a bond). Each rating agency uses its own methodology regarding the meaning of the ratings allocated.
Please find here an overview of the ratings used by rating agencies.



Standard & Poor's

Long-term / Deposits A3 A- / BBB+*
Long-term / Senior Unsecured**) Baa1 BBB+
Outlook Negative


Short-term P-2 A-2
Counterparty Risk Rating A2 / P-1 A-
Public-Sector Covered Bonds Aaa -
Mortgage Covered Bonds Aaa -

*) A- for insured deposits

**) Securities issued before 31 December 2001 which benefit from a secondary liability by the City of Vienna (”grandfathered debt” – only subordinated debt outstanding) are rated Baa1 by Moody’s and BBB- by Standard & Poor's.

Latest rating reports - download:

→ Moody's Investor Services (PDF)
→ Standard & Poor's (PDF)

Please find here the ratings of UniCredit


The rating agency reports we have compiled constitute publicly accessible information. We have merely chosen to publish them on our website as an additional service for our investors. These reports do not necessarily represent the opinion of UniCredit Bank Austria AG. UniCredit Bank Austria AG accepts no liability for the completeness, timeliness, accuracy or selection of such information."