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Your
free
MegaCard-account

Now with a 40 euros welcome voucher1 from partners such as H&M, Zalando, Google Play, MediaMarkt, and many more. The easy start to banking: With the option of withdrawing money anywhere, up to 50 euros per week. All without the possibility of exceeding the account limit.

Open MegaCard-account

Your
free
MegaCard-account

Now with a 40 euros welcome voucher1 from partners such as H&M, Zalando, Google Play, MediaMarkt, and many more. The easy start to banking: With the option of withdrawing money anywhere, up to 200 euros per week. For students, apprentices, and civil and military servants.

Open a MegaCard-account

13-02 MC23 - Media Section 69714

Your welcome gift

Get your 40 euros welcome voucher1 now from partners such as H&M, Zalando, Google Play, MediaMarkt, and many more.

Your welcome gift

Get your 40 euros welcome voucher1 now from partners such as H&M, Zalando, Google Play, MediaMarkt, and many more.

Your MegaCard2. Mega you.

You can choose between 3 debit card designs.

Your MegaCard2. Mega you.

You can choose between 3 different designs for your debit card when you open your account.

Banking anywhere and anytime

Thanks to 24You Online banking and the MobileBanking app, you can track your income and expenses anywhere and anytime. With the integrated finance manager, you can keep your finances in track.

To ensure that everything is well protected, there are security measures such as the authorization code (ATC) and login using fingerprint or facial recognition.

Banking anywhere, anytime

Thanks to 24You Online banking and the MobileBanking app, you can track your income and expenses anywhere and anytime. With the integrated finance manager, you can keep your finances in track.

To ensure that everything is well protected, there are security measures such as the authorization code (ATC) and login using fingerprint or facial recognition.

Contactless payment with Apple Pay3 and Google Pay4

Pay with your smartphone, iPhone, iPad, Mac or Apple Watch or your watch. Activate Apple Pay or Google Pay in your MobileBanking app or in your Apple Wallet.

Mega for you. Good for the environment

Our MegaCard GoGreen-account has been awarded the Austrian Ecolabel3. For every euro in your account, we put one euro into financing sustainable projects.

You can find all the information about counter-financing on our Sustainability-page.

Mega for you. Good for the environment

Our MegaCard GoGreen-account has been awarded the Austrian Ecolabel5. For every euro in your account, we put one euro into financing sustainable projects.

You can find all the information about counter-financing on our Sustainability-page.

Your account, your benefits

Gewinnspiele

Giveways

A popcorn box in the cinema

Ticketing

Ticketing

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MeinGeld App

MeinGeld App

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BalleKart Wien

BattleKart Wien

logo battlekart

Gratis Bewerbungscheck

Free job application check

Do what you love

Umseltwiki

Umweltwiki
(Environmental Encyclopedia)

Someone holds a piece of paper that says

CashBack Mobile

CashBack Mobile

A Boy looks on his mobile phone

Follow our journey

Frequently asked questions

How old do I have to be to open a MegaCard-account?

The MegaCard-account is for all children and teenagers from 10 to 20 years old.

How can I open a MegaCard-account?

If a parent is already a customer of Bank Austria and has Online banking access, the MegaCard-account can be opened online via 24You Online banking or in the MobileBanking app. For this, the parent's Online banking login data and the child's valid passport are required.

Without Online banking access, one can apply for the MegaCard-account online. Only a final in-person signature at a branch location is required. For this, a valid passport, a smartphone and an e-mail address is needed.

How do I receive the MegaCard (debit card)?

The MegaCard2 will be delivered by mail to your primary residence.

How much money can be withdrawn from an ATM?

With the MegaCard2, up to 50 euros per week can be withdrawn from ATMs, always within the limits of the account balance. It is not possible to exceed this limit.

How much can I pay at a POS (e.g. in a supermarket) with the MegaCard (debit card)?

For purchases with POS checkout payment, the limit is up to 50 euros per week. Also, the maximum amount of a single contactless transaction without PIN entry at POS cash registers is currently set at 50 euros. A total of up to a maximum of 125 euros in a row is possible. After that, a transaction involving inserting the debit card and entering the PIN is required for security reasons.

Does the MegaCard (debit card) also work for online purchases on the Internet?

Unfortunately, online shopping is only possible above the age of 14.

What happens on my 14th birthday?

After turning 14, benefits such as CashBack Online or CashBack Mobile are automatically adjusted to the MegaCard-account for the age 14 and above. If you wish to have higher limits or make online payments using the Mastercard Identity Check of the MegaCard2 for the age 14 and above, you must order the new debit card (MegaCard 14+ years) at the branch of your choice. The debit card will then be delivered to your primary residence.

Frequently asked questions

Who is the MegaCard-account suitable for?

The MegaCard GoGreen-account is available to all students, apprentices and civilian and military servants from 10 to 20 years.

How old do I have to be to open a MegaCard-account?

The MegaCard GoGreen-account is available to all young people from 10 - 20 years old.

How can I open a MegaCard account?

You can open your MegaCard-account at one of our branches - for this you will need an official photo ID, e.g. ID card or passport. 

You can find a branch near you here and simply drop by.

What do I have to bear in mind when opening an account online with video authentication?

Our online opening with video authentication is available to you. This is how it works optimally:

  • Establish a stable Internet connection
  • Check webcam and remove covers if necessary
  • Switch on microphones
  • Private environment (no other people in the background, quiet environment)
  • Have photo ID ready (e.g., ID card or passport)

How do I receive the MegaCard (debit card)?

The MegaCard2 will be delivered by mail to your primary residence.

How much money can I withdraw from an ATM?

With your MegaCard2, you can withdraw up to 200 euros per week from ATMs, always within the limit of your account balance, and up to 1,500 euros per day in Bank Austria's self-service foyers.

How much can I pay at a POS checkout (e.g. at the supermarket) with my MegaCard (debit card)?

There is a weekly limit of 200 euros for purchases at POS checkouts. You can pay up to 50 euros contactless without a PIN, but only 125 euros in total in a row. After that, for security reasons, a transaction involving inserting the card and entering the PIN is required.

Can I pay online with my MegaCard (debit card)?

Yes, of course you can also shop online. There is a weekly limit of up to 200 euros for online card payments.

With your new MegaCard2, you can pay online securely and conveniently anywhere Mastercard is accepted. With the Mastercard Identity Check procedure, you are protected against unauthorized use of your debit card by third parties when making online payments. You can find all information about the activation process on the Mastercard Identity Check page.

Links & References

Account fee information document 10-13 (PDF) Account fee information document 14-20 (PDF)

Legal information

1 Voucher offer valid from May 8, 2025, to November 30, 2025, when opening an MegaCard-youth account for the first time. Cannot be combined with other promotions or offers.
2 Bank Austria's debit card for young people
3 The “MegaCard GoGreen-account” was awarded the Austrian Ecolabel by the Austrian Federal Ministry for Sustainability and Tourism because the projects financed through the deposits in this account take into consideration ecological and social besides economic criteria. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance.

Rechtlicher Hinweis

1 Voucher offer valid from May 8, 2025, to November 30, 2025, when opening an MegaCard-youth account for the first time. Cannot be combined with other promotions or offers.
2 Bank Austria's debit card for young people
3 Here you find a list of Apple Pay compatible devices. Apple Pay is a brand of Apple Inc.
4 Here you find a list of Google Pay compatible devices. Google Pay is a brand of Google LLC.
5 The “MegaCard GoGreen-account” was awarded the Austrian Ecolabel by the Austrian Federal Ministry for Sustainability and Tourism because the projects financed through the deposits in this account take into consideration ecological and social besides economic criteria. The Environmental Certificate is a guarantee that these criteria and their implementation are suitable for selecting specific projects. This was verified by an independent body. The award of the Austrian Environmental Certificate does not constitute any economic evaluation and is not an indicator for the financial product’s future performance.

 

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