Are you flexible and want to access your savings at short notice – as a back-up or for unexpected expenses? If yes, this new savings account of Bank Austria comes at just the right time.
Do you have a clear savings objective and you want to know exactly what you will get? You don’t want to be tied to opening hours? Then the new Sparkonto fix savings account, with which you can achieve your savings goals wherever you may be, is for you.
|Sparkonto fix with a term of 24 months|
|Months 1 - 6||0.050 %|
|Months 7 - 11||0.100 %|
|Months 12 - 14||0.200 %|
|Months 15 - 20||0.300 %|
|Months 21 - 24||0.400 %|
|This gives you an average interest rate of 0.2 %2) if funds are maintained for the full term.
All interest rates indicated above are annual rates.
You can access your savings before the end of the term. The funds withdrawn by you will receive the fixed interest rate for the term for which they have been deposited. And the remaining credit balance in the account will continue to benefit from the guaranteed rise in the interest rate for the remaining term.
The savings book is Austria’s most popular savings form. It also offers a number of benefits. Whether you prefer variable or fixed interest rates, sight or term deposits, Bank Austria is likely to have a savings book that meets your needs.
KapitalSparbuch – an overview of the classic savings book:
The following KapitalSparbuch savings book is currently offered to customers:
|Term||Interest p.a. before deduction of tax|
|24 months||0.15 %|
You can access your savings if you need the money before maturity. Please note that the interest rate will then be reduced by the amount that has been withdrawn. Details are provided in the terms and conditions for savings under „Tabelle der Vorschusszinsen für das KapitalSparbuch II bei vorzeitiger Behebung / Saldierung“ (Table of penalty interest for early withdrawal / closure applicable to KapitalSparbuch II). You will continue to receive the guaranteed fixed interest rate for the remaining capital.