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02.06.2009

Bank Austria launches ErfolgsAnleihe with 3.65 percent interest in the first year

The new ErfolgsAnleihe with fixed interest of 3.65 percent for the first year is now available in all Bank Austria branches. After the end of the first year, the interest rate will be adjusted semi-annually to the six-month EURIBOR interbank rate with no deductions, whereby the minimum annual interest rate for the remaining three years of the term is 2 percent. The guaranteed minimum annual interest rate ensures that the investor will see returns even if interest rates stagnate or fall. The interest earnings will be paid out every six months. One share is EUR 1,000, and the minimum investment is EUR 3,000.

The nominal invested capital will be repaid at the end of the four-year term. Investors requiring their capital before maturity can sell their ErfolgsAnleihe shares at the current trading price at any time.

Enquiries: Bank Austria Press Office Austria
 Alexander Tröbinger, Tel. +43 (0) 50505 - 52809
 E-Mail: alexander.troebinger@unicreditgroup.at

Issue Data:

"Fix-Floater Obligation 2009-2013/8"
ErfolgsAnleihe from UniCredit Bank Austria AG

ISIN: AT000B041710
Term: 4 years (2 June 2009 to 2 June 2013)
Interest rate:1) 2) 3.65% p.a. from 2 June 2009 to 1 June 2010;
then semi-annual adjustment to the six-month EURIBOR without deductions, two business days before the new interest period, and for the remainder of the four-year term, minimum interest rate 2% p.a.
Interest payout: on 2 June and 2 December of every year, first payout on 2 December 2009
Denomination: EUR 1,000 (minimum volume EUR 3,000)
Early withdrawal:3) at any time at the current trading price
Redemption: full nominal value on 2 June 2013

1) Calculated on the nominal value of 100%.
2) Less 25% capital gains tax (final taxation) for private investors or 25% corporate income tax for commercial investors; please note that the tax treatment depends on the investor’s specific circumstances and that all information is provided on the basis of the current laws, which may change at any time in the future
3) The value of the Erfolgsanleihe may go up and down over the term. When redeemed, the nominal value of the Erfolgsanleihe will be paid according to the prevailing conditions at that time. The Erfolgsanleihe shares may be sold early at the current trading price. The investor may fail to recover the full invested amount in the event the capital investment is not held to the end of the term, especially when the capital is only invested for a short period.

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