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22.03.2006

Bank Austria Creditanstalt's full year results for 2005

Date of entry: 22/03/2006

 

 Bank Austria Creditanstalt with the best results in its history:
- Net income before taxes reaches EUR 1.3 billion
- Consolidated net income up by 58% to EUR 964 million
- 4th quarter contains one-off costs of EUR 143 million
- CEE business segment: net income after taxes increases from EUR 282 to
EUR 588 million
- Proposed dividend to rise from EUR 1.50 to EUR 2.50 per share

in EUR m

2005

2004*

 

Q4/05

Net interest income

2,611

2,441

7.0%

686

Losses on loans and advances

-495

-398

24.1%

-179

Net interest income after
losses on loans and advances

2,117

2,042

3.6%

507

Net fee and commission income

1,458

1,233

18.2%

410

Net trading result

237

233

1.7%

51

General administrative
expenses 

-2,622

-2,479

5.8%

-705

Balance of other operating
income and expenses

-48

-85

-43.4% 

-27

Operating profit

1,142

944

20.9%

237

Net result from investments

282

-8

13

Amortisation of goodwill

-4

-75

-94.6%

-4

Extraordinary restructuring accrual

-108

-48

Balance of other income
and expenses

-11

-2

 

-8

Net income before taxes

1,301

859

51.5%

190

Consolidated net income

964

609

58.3%

140

 

ROE before taxes

17.9%

13.3%

 

 

ROE after taxes

14.3%

10.1%

 

 

Cost/income ratio

61.6%

64.9%

 

 

Risk/earnings ratio

18.9%

16.3%

 

 

 

Assets in EUR m

31/12/05

31/12/04*

 

 

Cash and balances with central banks

3,855

2,724

 41.5%

 

Trading assets

17,665

 18,575

 -4.9%

 

Loans and advances to banks

 26,384

 23,995

 10.0%

 

Loans and advances to customers

86,404

 81,260

6.3%

 

- Loan loss provisions

-3,232

-3,305

 -2.2%

 

Investments

18,172

17,316

4.9%

 

Property and equipment

 1,097

1,122

-2.2%

 

Intangible assets

 1,358

1,133

19.9%

 

Other assets

 3,956

3,761

5.2% 

 

Non-current assets classified as held
for sale

 3,221

 

 

TOTAL ASSETS

158,879

146,581

8.4%

 

 

Liabilities in EUR m

31/12/05

31/12/04*

 

Amounts owed to banks

44,279

 39,927

10.9%

 

Amounts owed to customers

61,863

 57,856

6.9%

 

Liabilities evidenced by certificates

 22,703

 19,617

 15.7%

 

Trading liabilities

6,807

8,930

-23.8%

 

Provisions

4,753

4,000

18.8%

 

Other liabilities

3,671

4,063

 -9.7%

 

Subordinated capital

 5,400

5,291

 -2.1%

 

non-current assets classified as held
for sale**

1,884

 

 

 

Shareholders' equity

7,521

6,898

 9.0%

 

    of which: minority interest

650

439

48.2

 

TOTAL LIABILITIES

 158,879

146,581

8.4%

 

 *)Comparative figures adjusted to amended and new IFRS rules
**) excluding Group-internal funding of € 1,037m

Next IR-date:
04 May 2006: Annual General Meeting                                        

Enquiries:
Gerhard Smoley
Investor Relations Bank Austria Creditanstalt
phone: +43 (0) 50505 - 58853
e-mail: Gerhard.Smoley@ba-ca.com

Issuer:
Bank Austria Creditanstalt AG
Am Hof 2, 1010 Vienna, Austria
e-mail:   IR@ba-ca.com
Internet: http://ir.ba-ca.com/

Share:

ISIN:    Listed:
AT0000995006      

 Vienna, prime market
 Warsaw, main market

      
Largest bonds by volume issued:
ISIN:                        Stock exchanges:
AT0000248737           Vienna
XS0138439707           Luxembourg


Further stock exchanges where bonds are admitted to listing: 
Vienna, Frankfurt, Paris, Amsterdam