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Bank Austria acceptance deadlines for electronically delivered SEPA, domestic and foreign payments from business customers

Payment orders (files) from business customers - business customers with a Business current account or Foreign currency business current account - if delivered electronically using BusinessLine, BusinessNet and EBICS, are processed in line with the following acceptance deadlines:

Overview
  Delivery Latest acceptance time
SEPA Credit Transfer    
    Electronic delivery Desired processing date 16:00 (4:00 pm)
SEPA Direct Debit submissions    
    SDD SEPA Direct Debit (First, One Off, Recurrent, Final) Two business days before the desired due date (DueDate) 16:00 (4:00 pm)
    SDD Direct Debit SEPA B2B (First, Recurrent, One Off, Final) Two business days before the desired due date (DueDate) 16:00 (4:00 pm)
Euro express credit transfer    
    Electronically delivered Euro express credit transfer *) Desired processing date 16:00 (4:00 pm)
    Euro express transfer delivered on paper **) Desired processing date 15:00 (3:00 pm)
Foreign transactions    
    Without currency conversion, credited in the same currency)    
          Standard electronic credit transfer Desired processing date 14:00 (2:00 pm)
          Urgent electronic credit transfer Desired processing date 15:00 (3:00 pm)
    With conversion (currency credited in other currency)    
          Electronic credit transfer  Desired processing date 10:30 (10:30 am)

Payment orders that are received electronically in Bank Austria by the specified acceptance date and time are processed on the desired processing/due date. Payment orders that are received by the bank after the specified acceptance deadline, will still be processed whenever possible (“best effort”) on the date of submission, otherwise they will be treated as if they had been received by the bank on the following business day. (Exceptions are placements of orders with immediate value dates - Same Day Value payments).

Terms and conditions for the above acceptance deadlines for business customers

  • These acceptance deadlines apply to the BusinessLine, Business net and EBICS delivery channels. For other channels, please contact your customer representative or your account manager.
  • The delivered payment order must be able to be executed automatically without any manual processing steps.
  • Sufficient account balance or disposable funds are available.
Footnotes:

*) valid with SDVA file delivery using XML (Rulebook 4.0 and higher) 
**) telephone order/orders placed in person at a counter or within a branch