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09.06.2020

Invest with 94 percent minimum repayment at maturity:
The new “HVB bond with 94% minimum repayment 07/2026” in relation to the “UC ESG Goods for Life Strategy Index”

•    With the new bond with 94 percent minimum repayment, you are placing your bet on the “UC ESG Goods for Life Strategy Index” and benefit from the opportunity to participate in a positive development of the index at 100 percent
•    Minimum repayment of 94 percent of the nominal amount at maturity by the issuer
•    The term is 6 years, and the bond can be sold on and off the stock exchange under normal market conditions

The basis for the performance of the “HVB bond with 94% minimum repayment 07/2026” is the “UC ESG Goods for Life Strategy Index”. The index tracks the performance of the “UC ESG Goods for Life (Performance) Index”, taking into account a flexible security system. The “UC ESG Goods for Life Strategy Index” consists of two components, the “UC ESG Goods for Life (Performance) Index” and the money market index “HVB 3 Months Rolling Euribor Index”. The “UC ESG Goods for Life (Performance) Index” is a share index and comprises 30 European shares from the food and beverages, health and pharmaceutical, household and personal goods sectors. Special feature: These are companies from the STOXX Europe 600 Index that have the highest ESG rating according to iSS ESG, a rating agency specialising in sustainability.  The HVB 3 Months Rolling Euribor Index is calculated by UniCredit Bank AG and reflects the performance of an investment that is renewed every three months and at an interest rate corresponding to the 3-month Euribor. 

The aim of the “UC ESG Goods for Life Strategy Index” is to participate in the performance of the “UC ESG Goods for Life (Performance) Index” in a risk-optimised manner, taking into account a flexible security system. To this end, the system determines the level of volatility (value fluctuation) of the “UC ESG Goods for Life (Performance) Index” in order to determine the participation of the superordinate “UC ESG Goods for Life Strategy Index” in the share index of the 30 European companies of daily use. The higher the volatility of this share index, the higher the share invested in the money market index. The lower the volatility of this share index, the higher the proportion that is invested in it.

Mauro Maschio, Member of the Management Board Privatkundenbank of UniCredit Bank Austria, emphasizes: “With the new bond with a minimum repayment of 94 percent on the ‘UC ESG Goods for Life Strategy Index’, we are offering investors in the current low-interest environment an interesting investment opportunity on the future topic of sustainability and the opportunity to participate in the performance of the UC ESG Goods for Life (Performance) Index' in a risk-optimised manner. Especially the companies included in the index, which produce goods for daily use, generate stable earnings even in times of economic downturn. The bond offers 94 percent minimum redemption at maturity by the issuer”.

On the initial observation day, 20.7.2020, the closing price (reference price) of the “UC ESG Goods for Life Strategy Index” (underlying) is determined. The base price (94% of the reference price) is calculated from this.

The performance of the index is then calculated from the reference prices of the initial and last observation day. If the reference price of the index on the last observation day is at or above the strike price, the redemption of each bond is made on the redemption date, 22 July 2026, at the nominal amount of EUR 1,000 plus the positive or negative percentage performance multiplied by the nominal amount. This means that the redemption amount on the redemption date may also be less than the nominal amount of EUR 1,000, but at least EUR 940 per bond. If the reference price of the index is below the strike price on the last observation date, repayment is made in the amount of the minimum redemption amount of 940 euros per bond. The potential loss is therefore limited to 6 percent of the nominal amount.

The capital is invested for a total of 6 years, whereby the bond can be sold on and off the stock exchange under normal market conditions. The underlying “UC ESG Goods for Life Strategy Index” is calculated in Euro. Index sponsor and calculation agent is UniCredit Bank AG.
 

The issue in detail:
HVB bond with 94 % minimum repayment 07/2026 in relation to the UC ESG Goods for Life Strategy Index
ISIN:     DE000HVB4F46
Issuer:  UniCredit Bank AG
Underlying asset:  UC ESG Goods for Life Strategy Index (EUR)
Offer: 08.6. - 17.7.2020 (14.00), subject to early closure
Repayment:     22.7.2026
Issue price:  100 % 
Premium (purchase expenses): 4 %
Denomination: 1.000 Euro
Ranking days: initial: 20.7.2020, final: 15.7.2026
Participation factor: 100 %
Minimum repayment at the end of the term: 94 %
Listing:  Expected from 22.7.2020 to 15.7.2026, Frankfurt (over-the-counter), Stuttgart (over-the-counter)
Expenses and fees:     Deposit fee: annual 0.235 % + 20 % VAT of the market value, at least EUR 3.92 annual + 20 % VAT per securities position; however, at least EUR 26.28 + 20 % VAT per securities account
Selling expenses:    

0.7 % of the sales value (at least 63 euros) plus third-party costs in full

Disclaimer:
This advertisement is for advertising purposes only and does not constitute investment advice or an investment recommendation, a product recommendation, a solicitation to buy or sell this Bonds or an invitation to make such an offer. It serves only as initial information and cannot replace advice based on the investor's individual circumstances and knowledge. Every capital investment is associated with risk. The value of the investment as well as the amount of income can fluctuate suddenly and to a considerable extent and therefore cannot be guaranteed. It is possible that the investor may not get back the entire amount invested. A total loss of the invested capital is possible. Investors are exposed to the risk that the issuer may not be able to meet its obligations under the "HVB bond with 94% minimum redemption rate 07/2026", for example in the event of insolvency (illiquidity/overindebtedness) or an official order. This default risk also applies if, in the event of the issuer's financial difficulties, a bail-in procedure has been initiated by the competent settlement authority. A total loss of the capital invested is possible. There is no deposit insurance for securities. 
This advertisement does not constitute a prospectus within the meaning of the EU Prospectus Regulation - (EU) 2017/1129. Only the information contained in the published Final Terms of the Structured Bonds and the Base Prospectus dated February 17, 2020, including any amendments or supplements thereto, which has been approved by the German Federal Financial Supervisory Authority ("BaFin") and notified to the Financial Market Authority ("FMA"), is legally binding and authoritative. The approval of the Prospectus should not be construed as a recommendation or other endorsement to purchase these securities of UniCredit Bank AG. It is recommended that these documents be read carefully before making any investment decision in order to fully understand the potential risks and opportunities involved in making an investment decision. The Final Terms and the Base Prospectus as well as prospectus supplements are available free of charge at https://www.onemarkets.at/content/onemarkets-relaunch-at/de/productpage.pdf?document=FT_DE000HVB4F46.pdf or at www.onemarkets.at/basisprospekte (for investors in Austria) and www.onemarkets.de/basisprospekte (for investors in Germany and Luxembourg) and from UniCredit Bank Austria AG, Rothschildplatz 1, 1020 Vienna, as well as from the branches of UniCredit Bank Austria AG. 
The basic information sheet on the aforementioned "HVB bond with 94% minimum repayment 07/2026" is available at the branches of UniCredit Bank Austria AG and at www.onemarkets.at/kid/DE000HVB4F46.
Bank Austria will be happy to advise you on all opportunities and risks as well as any expenses incurred.
You are about to purchase a product that is not easy and can be difficult to understand. 
Nationals of the USA as well as persons with residence, tax assessment and/or companies in this country may not be offered the above-mentioned structured product, nor may they acquire it.


Enquiries:    
UniCredit Bank Austria Press Office
Volker Moser, Tel.: +43 (0)5 05 05-52854;
Email: volker.moser@unicreditgroup.at