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10.07.2019

Invest in megatrends with UniCredit Bank Austria:
Disruptive technologies offer interesting investment opportunities

  • Disruptive business models have changed the global business world and numerous game changers are among the most successful companies in the world today.
  • UniCredit Bank Austria's theme fund "CPR Invest - Global Disruptive Opportunities" and the guarantor of bonds on theme indices with reduced risk enable the bank to participate in the breakthrough of new technologies and trends.

In recent decades, disruptive technologies have led to economic innovations that have triggered a completely new development with completely new approaches beyond linear further development. These new developments led to completely new and clearly superior business models and consequently to the destruction of numerous traditional business models. "About 20 years ago, it was mainly industrial companies that led the global economy," says Helmut Siegler, Chief Investment Officer of UniCredit Bank Austria. "Today they are disruptive technology companies like Google, Amazon or Apple. These 'game changers' replace old market leaders and celebrate a worldwide rise. "

We know the best known examples of these processes from digitalisation, which has completely changed entire sectors such as the music, film, travel and media industries. While the invention of the DVD merely replaced the VHS cassette, but did not change the business model of a video store, Netflix completely disrupted this industry with its streaming service. Video rentals are practically non-existent. In the same way, a new drive system develops the car as we know it, but does not change the business model behind it, while car sharing or rental car services present car manufacturers with completely new challenges.

Participating in disruptive trends with appropriate securities
"Disruption not only changes the global economic structure, it is also a very exciting investment topic," says Siegler. "But many investors still shy away from securities investments.  Therefore bonds, which offer a capital security at the end of the term, form a good entrance." Good examples of this are our HVB Garant bonds on megatrends, such as the "Global Disruptive Opportunities Strategy Index", the "Food for Generations Strategy Index", the "Global Water Strategy Index" or sustainable investment products. With these you can participate in the development of the markets and in disruptive trends and still secure your invested money with a capital security at the end of the term. These bonds offer capital security at maturity by the issuer. If the development of the index is not positive, the capital security takes effect at the end of the term. UniCredit Bank Austria regularly informs about new Garant bonds on theme indices.

"Especially in the current situation, the investment fund 'CPR Invest - Global Disruptive Opportunities' with its diversified investment strategy can offer particularly interesting perspectives for interested investors - from small investors to institutional investors," says Helmut Siegler. The fund's broad diversification enables it to reduce risks compared with investments in individual securities. "CPR Invest - Global Disruptive Opportunities" is an investment fund that invests worldwide primarily in shares of companies that pursue or benefit from disruptive business models.

"In this way, investors with any risk appetite can participate in the megatrend of disruption. From Garant bonds for risk-averse customers to the widely diversified 'CPR Invest - Global Disruptive Opportunities' theme fund," says Siegler.

From the perspective of UniCredit Bank Austria, professional advice is indispensable for securities investments. "We invite all potential investors to visit us at one of our branches and get advice from one of our 100 investment experts free of charge and without obligation, either in person or via video telephony. In doing so, we create a personal investment strategy that is entirely geared to the different individual investment wishes and objectives. We identify improvement potential for investments and recommend alternative investment opportunities to our customers in the current environment of low interest rates and geopolitical challenges," emphasizes Helmut Siegler.

Enquiries: 
UniCredit Bank Austria Media Relations
Volker Moser, Tel.: +43 (0) 5 05 05-52854;
E-Mail: volker.moser@unicreditgroup.at