20.06.2013

The new 1.60 per cent Fixzins-Obligation 2013–2017/3 from Bank Austria

The new Fixzins-Obligation (fixed-interest bond) 2013–2017/3 of Bank Austria is suitable for investors who want to invest their money for a manageable term and want to rely on fixed interest. The bond has a term of four and a half years and offers capital security when it is held to maturity. It is denominated in units of EUR 1,000 with a minimum investment of EUR 3,000.

Regular earnings
The bond offers fixed interest of 1.60 per cent p.a.1) , payable annually, for the first time on 20 June 2014 and with a final short coupon covering the period from 20 June 2017 to 19 December 2017.

Availability and security of capital
Investors receive 100 per cent of the nominal value of their capital at the end of the term.
If investors require their money before maturity, 1.60 per cent Fixzins-Obligation 2013–2017/3 can be sold at the prevailing market price. However, it should be noted that the bond is subject to price fluctuations during the term. If the investment is not held to maturity, the investor may recover less than the invested capital. Bank Austria is liable with its entire assets for the payment of interest and capital.

Investors wishing to take advantage of the investment-related tax allowance must hold the 1.60 per cent Fixzins-Obligation 2013–2017/3 bond as part of their fixed assets for at least four years and it must have a remaining period to maturity of four years. Securities sold before the expiry of the four-year term will be subject to subsequent taxation unless physical assets which benefit from tax concessions are purchased in lieu of the securities sold.

Enquiries: Bank Austria Media Relations Austria
Matthias Raftl, tel. +43 (0)50505 - 52809
E-mail: matthias.raftl@unicreditgroup.at

Details of the issue:

1.60 per cent Fixzins-Obligation 2013–2017/3 from UniCredit Bank Austria AG
ISIN: AT000B042999
Offered: From 20 June 2013
Volume: EUR 25 million with option to increase
Denomination: EUR 1,000 (minimum investment: EUR 3,000)
Term: 4.5 years
Coupon: Fixed interest rate of 1.60% p.a. 1)
Interest payments: Payable annually on 20 June of each year;
  final short coupon from 20 June 2017 to 19 December 2017;
  payable on 20 December 2017
Redemption: On 20 December 2017 at 100%
Callable: No
Listing: An application has been submitted for listing on the Third Market of the Vienna Stock Exchange
Type of issue: The 1,60 % Fixzins-Obligation 2013–2017/3 bond is a continuous issue which is exempted from prospectus requirements correspondent to § 3 (1) 3 KMG
Selling before maturity: At the prevailing market price
Section 14 eligibility: Fulfils the conditions of Section 14 (7) 4 of the Austrian Income Tax Act (Einkommensteuergesetz – EStG) (suitable for pension provisions and for taking advantage of the investment-related tax allowance for business profits)

1) Based on the nominal value of 100%. Taxation: 25% Austrian capital gains tax (Kapitalertragsteuer – KESt) will be deducted by the bank from the interest income of individual and corporate investors with unlimited tax liability in Austria and from the interest income of specific corporate investors with limited tax liability in Austria (final taxation). An additional 25% Austrian capital gains tax will be deducted from realised capital gains. The interest income and capital gains of corporate investors with unlimited tax liability in Austria are subject to 25% Austrian corporation tax (Körperschaftssteuer – KöSt). It should be noted that tax treatment depends on an investor’s personal circumstances and that information is provided on the basis of the current legal situation, which may be subject to change.

Disclaimer:
This information does not constitute investment advice or a recommendation. In particular, it is not an offer or invitation to buy or sell this ErfolgsAnleihe bond. It is provided only as initial information and cannot replace advice tailored to the investor’s knowledge and specific circumstances. Every capital investment involves a degree of risk.

Your relationship manager will be pleased to provide you with further details about the 1.60 per cent Fixzins-Obligation 2013–2017/3 bond from UniCredit Bank Austria. This information does not constitute a prospectus within the meaning of the Austrian Capital Markets Act (Kapitalmarktgesetz – KMG). The 1.60 per cent Fixzins-Obligation 2013–2017/3 bond is a continuous issue which is exempted from prospectus requirements correspondent to § 3 (1) 3 KMG.