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01.04.2009

Bank Austria: Active Cash Garantie – the insurance investment with monthly disbursements

  • 100 per cent capital guarantee at the end of the term
With its Active Cash Garantie 2019, Bank Austria is launching an insurance investment with monthly disbursements throughout the term. And the 100 per cent capital guarantee ensures that investors receive the full sum of invested capital at the end of the ten-year term. The amount of the monthly disbursements is approximately 0.25 per cent of the invested capital. In comparison to forms of investment that are subject to capital gains tax, this corresponds to an annual interest rate of around 4 per cent. Investors already receive the first of 120 monthly disbursements the first month after the contract starts. The minimum investment is EUR 8,500.

Because of its 100 per cent capital guarantee from Bank Austria at the end of the term, Active Cash Garantie offers investors maximum security. And if investors take advantage of the special early bird offer and conclude a contract by 30 June 2009, the guaranteed repayment at the end of the term increases to 101.5 per cent regardless of financial market conditions. Active Cash Garantie 2019 is a combination of two life insurance policies that complement one another. The invested capital is divided at a fixed ratio into the index-linked life insurance policy Active Capital Garantie 2019 and an annuity insurance policy. If death occurs during the term, the heirs receive the death benefits from both insurance policies. These benefits plus the sum of the disbursements paid out prior to death will always be higher than the one-time total investment.

Enquiries: Bank Austria Press Office Austria
Alexander Tröbinger, Tel. +43 (0) 50505 ext. 52809
E-mail: alexander.troebinger@unicreditgroup.at

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