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Bank Austria Creditanstalt Job Notice:
Ralph Müller new Director of the Retail Customer Business

A reshuffle in the top management of Bank Austria Creditanstalt (BA-CA) is to take place on 1 January 2008, when, subject to Supervisory Board approval, Ralph Müller, 39, will assume responsibility for business with domestic retail customers within the BA-CA Management Board. He is succeeding Willibald Cernko, 51, who in future will focus on his responsibilities as a member of the Management Board of HVB. At the same time, Cernko will also be responsible for overall management of the Retail Division in Germany and Austria, and as Deputy Head of the Retail Division will support Roberto Nicastro.

Willibald Cernko: "I am delighted with this succession plan, as it ensures a maximum degree of continuity. With Ralph Müller we have found a manager for this position of responsibility who is extremely familiar with the bank and the domestic retail business and who has played a major role in the positive development of the Retail Division in Austria."

Ralph Müller, who was born in Germany but grew up in Graz, has held a variety of positions at BA-CA since joining the company in 1996. Among other things, he developed the BA-CA Financial Services department, in which the business with independent sales partners is grouped.  As head of the project Fit for Sales he played a leading role in modernising bank sales. Most recently, he was head of the Sales Division. Ralph Müller is married and has a son.

BA-CA currently has some 400 branches throughout Austria. More than 3,000 branch workers serve approximately 1.8 million retail customers.

Enquiries: Bank Austria Creditanstalt Press Office Austria
Martin Halama, Tel. +43 (0) 50505 EXT 52371
e-mail: martin.halama@ba-ca.com

A printable photograph of Ralph Müller is available for download at http://pressefotos.ba-ca.com. It may be printed free of charge.