The performance of the HVB Garant Anleihe 12/2025 is based on the “Emerging Focus Strategy Index”. The index, while taking into account a flexible security system, reflects the performance of the “Amundi Funds Equity Emerging Focus” fund – an investment fund that invests primarily in shares of companies from emerging economies. The bond offers 100 percent capital security from the issuer on maturity. If the index does not develop positively, capital security takes effect and repayment is made at the nominal value of EUR 1,000 per bond.
Markus Kosche, Head of Retail Sales Private Customers, Small Business and Independent Professions at UniCredit Bank Austria, emphasises: “With the new Garant Anleihe based on the 'Emerging Focus Strategy Index', we are offering investors in the current low-interest environment an interesting investment opportunity in an emerging region and the chance to participate in the performance of the fund with risk optimisation. The Garant Anleihe offers 100 percent capital security on maturity and will therefore certainly be welcomed by security-oriented investors.”
The new Garant Anleihe provides interesting medium-term investment opportunities. Depending on the degree of market fluctuation, the “Emerging Focus Strategy Index” invests more in the “Amundi Funds Equity Emerging Focus” or in the “HVB 3 Months Rolling Euribor Index” money market index. The objective of the index is to allow investors to participate in the performance of the fund with risk optimisation.
If the index has increased (performance between initial and final valuation dates), investors will receive on the repayment date of 22 December 2025, per share, the nominal value of EUR 1,000 plus the positive percentage performance multiplied by the nominal value1.
If the index has decreased (performance between initial and final valuation dates) or if the performance is zero percent, capital security takes effect and repayment is made at the nominal value of EUR 1,000 per bond.
The capital is invested for a total of 7 years and 10 months, during which time the bond can be sold on- or off-exchange under normal market conditions. The underlying “Emerging Focus Strategy Index” is calculated in euros. The index sponsor and calculation agent is UniCredit Bank AG (formerly Bayerische Hypo- und Vereinsbank AG).
The issue in detail:
HVB GarantAnleihe 12/2025 based on the Emerging Focus Strategy Index
Issuer: UniCredit Bank AG (formerly Bayerische Hypo- und Vereinsbank AG)
Underlying security: Emerging Focus Strategy Index (EUR)
Proposal: from 08.01.2018 to 19.02.2018 (2 p.m.), subject to early termination
Issue price: 100%
Agio (fee): 4%
Denomination: EUR 1,000
Valuation dates: Initial: 20.02.2018, final: 15.12.2025
Participation factor: 100%
Exercise price: 100%
Capital security at end of term: 100%
Stock market listing: Expected to be from 23.02.2018, Frankfurt (Open Market), Stuttgart (Open Market)
Fees and charges: Custodial fee: Annually 0.235% + 20% VAT on the market value, at least EUR 3.92 annually + 20% VAT per securities position; but at least EUR 26.28 + 20% VAT per securities account
Selling fees: 0.7% of the sale value (at least EUR 63), plus external costs in full
Enquiries: UniCredit Bank Austria Media Relations
Volker Moser, Tel.: +43 (0) 5 05 05-52854;
This information regarding the HVB Garant Anleihe 12/2025 based on the Emerging Focus Strategy Index is provided solely for advertising purposes and does not constitute investment advice, an investment recommendation, a product recommendation, or an offer or solicitation to buy or sell this bond, or a solicitation to make an offer. It is intended solely as introductory information and is not a substitute for advice provided on the basis of the investor's individual circumstances and knowledge. Every capital investment involves a certain degree of risk. The value of the investment and the amount of investment income may be subject to sudden and significant fluctuations during the term of investment, and for this reason they cannot be guaranteed. It is possible that the investor may not recover the entire amount of the initial investment.
1 before deduction of 27.5% capital gains tax