The investment advice in Bank Austria Private Banking follows structured criteria, systematic analyses and in-depth market information. This produces individual solutions and an integrated perspective. Depending on the type of investment and the willingness to delegate, assets are invested using the asset management model or within the framework of UNIVERS.
Five model portfolios
All our considerations concerning capital markets and asset diversification - our market opinion - and the strategies derived therefrom ultimately flow into five model portfolios. Each of the five model portfolios represents an investment approach - from conservative to progressive - and is therefore oriented in five gradations from risk-conscious investors to risk-friendly investors.
Risk profile test
We will enable you to determine your own individual risk profile by means of a short test. This test is based on a scientific method which was developed by the Max Planck Institute. Individual decision-making behaviour is also determined. You therefore find out what investment type you are - especially also in regard to your willingness to delegate investment decisions
Portfolio quality analysis advice
As financial markets become increasingly more complex, it is practical to analyse your personal asset investment from a bird's eye perspective from time to time. An advisory discussion within the framework of portfolio quality analysis provides you with a detailed presentation and analysis of your investment portfolio based on asset classes, a comparison of your current portfolio and a model portfolio, and a specific investment proposal.