Structured finance offers solutions for the structuring and optimisation of the liabilities side (financing side) of the balance sheet. These custom-tailored solutions focus on the company’s expected future cash flow development (excess liquidity generated by the company).
Key figures that form the basis of the financing structure (for example the applicable interest margin or the required collateral) are agreed in so-called covenants. This provides the customer and the bank with a comprehensible information system that serves to improve transparency.
A concrete financing need is not required. A restructuring of existing financings is often well overdue: a “tangle” of uncoordinated debts and credit agreements has arisen over a number of years, many or all of which are based on framework conditions that have long since changed. These are even often based on oral agreements and could be cancelled at any time.
A structured financing succeeds if the actual needs and possibilities are analysed in an open and transparent dialogue between the customer and the bank.
After discussing the advantages and disadvantages and the opportunities and risks of the individual financing instruments, Bank Austria will recommend an individual, custom-tailored financing package (including the sometimes unfamiliar practices on the international financial market).
Your relationship manager at Bank Austria and the following product specialists will be happy to provide you with additional information.
|Corporate Structured Finance Austria||Corporate and Project Finance CEE|
|Christian Kainz||Wilfried Senft|
|Tel. +43 (0) 50505 - 44218||Tel. +43 (0) 50505 - 44213|